In this episode of Cash Talk, our hosts and wealth experts John Cachia, Nicola Hynes, and Mason Thorn dive deep into the complexities of wealth transfers and passing down assets to future generations.

They discuss the important considerations surrounding when and how to transfer wealth to your children, the significance of estate planning documentation, and the role of financial literacy in inheritance.

The hosts also explore the impact of money beliefs and passing on generational wealth, and offer insights on three ways to make wealth and the benefits of investing in shares as a wealth-building vehicle. Listeners will come away from this episode with a better understanding of intergenerational wealth creation, purposeful living, and effective strategies for transferring wealth to the next generation.

Tune in now to learn more about the complexities of wealth transfers and how to effectively pass on your assets to future generations.

In this episode, join hosts John Cachia, Mason Thorn, and Nicola Hynes as they explore the topic of navigating and sustaining change with Kara Hawkins, a Change and Embodiment Coach who specializes in helping people sustain change.

Throughout the episode, Kara shares her tips and techniques for navigating change, managing expectations, and embracing new habits.

Starting with the mind-body connection, Kara highlights the importance of changing habits as adults and the significance of visualization in retirement planning. She also discusses the crucial role of self-responsibility in personal change and the importance of celebrating change.

Moving on to the topic of finance, Kara emphasises the need to trust professionals for financial advice and to create new habits for success. She shares insights on the importance of change in finance and how to sustain it.

In addition, Kara discusses decision-making and emotions, the role of motivation in change, and the fulfilment that comes with embracing change.

Don't miss this insightful conversation on sustaining change with Kara Hawkins, a Change and Embodiment Coach, and discover the power of visualization, self-responsibility, and motivation in navigating and sustaining change.

Learn more about John, Mason & Nicola 👉🏻 https://www.afagroupwealth.com.au/meet-us

Investing is a complex decision, and it's important to fully understand the potential flow and effects of those decisions before jumping in. In this episode of Cash Talk, hosts John Cachia, Mason Thorn, and Nicola Hynes explore the difference between income and growth assets in investing. They discuss the importance of understanding each type before making an informed decision on investment, and share strategies like the bucketing strategy and investing with offset accounts.

Whether you're looking for passive income or financial independence, this episode offers valuable insights and tips to help you make wise decisions with your money. Join the hosts as they discuss the importance of proper financial structure in investing and the boring stuff that can make all the difference.

Tune in now to learn more about income vs. growth assets in investing and don't forget to subscribe for more financial tips and insights from Cash Talk. 💸💡

In this episode of CashTalk, the hosts, wealth experts John Cachia, Mason Thorn, and Nicola Hynes, delve into the complexities of finances in relationships.

The discussion kicks off with the intersection of finances and relationships and how couples can plan for the future, especially when it comes to having kids. The hosts provide valuable insights into the differences between family homes and personal property and offer investing advice for those looking to invest in property.

The conversation then shifts to the importance of talking about money in relationships and the benefits of combining finances in relationships, including the use of joint bank accounts. The hosts also explore the topic of financial abuse in relationships and highlight the importance of trust in relationships and money.

Prenuptial agreements are the focus of the discussion at the midway point of the episode. The hosts provide insights into the importance of these agreements, specifically for older couples.

The conversation then shifts to divorce and finances, and the importance of financial planning after major life events, such as divorce. The hosts also highlight the importance of financial planning for widowed individuals.

The episode concludes with the hosts emphasizing the importance of managing finances at any stage, and the importance of taking a proactive approach to financial planning.

Join us for this episode of CashTalk, where you'll gain valuable insights and advice on navigating the complexities of finances in relationships, and learn how to take control of your financial future

Welcome to a brand new episode of Cash Talk, where the hosts John Cachia, Mason Thorn, and Nicola Hynes tackle some of the most common myths, beliefs, and misconceptions that people have about investing, property, and superannuation.

Have you ever found yourself at a barbecue, discussing with friends where to invest your money? Well, the hosts explore this exact scenario and emphasize the importance of avoiding quick-fix solutions when it comes to financial decision-making. Instead, they dive deeper into the topic, highlighting the need to ask the right questions to make informed choices.

In this episode, listeners will learn that lazy investing is risky, and delayed gratification is essential for long-term financial success. The hosts also touch on the idea of investing in yourself and how it can lead to significant wealth creation.

But it doesn't stop there. The hosts discuss the concept of financial freedom and how listeners can invest to achieve it. You'll also hear how boxing can be a unique way to create wealth and the ongoing costs of property ownership that people often overlook.

The hosts also tackle the age-old question of whether buying a home in your 20s is a wise decision, and they weigh in on the debate of renting versus buying property.

The episode continues with a discussion on superannuation contributions and considerations for retiring early with superannuation. They wrap up the episode by touching on the importance of financial planning for all and how managing your money can reduce stress in your life.

Overall, this episode is packed with valuable insights and practical tips from the hosts to help listeners make informed financial decisions. So, tune in to Cash Talk now on your favorite podcast platform, and don't forget to share it with your friends and family.

Stay financially savvy!

[00:06:00] Lazy investing is risky.

[00:07:00] Investing and delayed gratification.

[00:12:55] Making decisions based on outcomes.

[00:14:15] Investing in yourself.

[00:17:51] Financial Freedom

[00:21:32] Investing for financial freedom.

[00:25:01] Boxing as wealth creation.

[00:28:27] Understanding ongoing costs of property.

[00:31:58] Buying a home in your 20s.

[00:35:23] Renting vs. buying property.

[00:40:09] Superannuation contributions considerations.

[00:43:10] Retiring early with superannuation.

[00:46:33] Financial planning for all.

[00:49:46] Managing money and stress.

Welcome to episode #60 of CashTalk, where hosts John Cachia, Nicola Hynes, and Mason Thorn discuss the pursuit of purpose over money.

In this episode, the hosts address the issue of people chasing money without any real purpose, highlighting that this is a common trait among high achievers who are always looking for the next big thing. While setting goals is important, the hosts caution against becoming too focused on material possessions and suggest that people should consider chasing things beyond monetary gain.

The conversation begins with the importance of chasing meaningful fulfillment rather than money, and the hosts provide valuable insights on finding one's purpose and focus.

The discussion then shifts to the importance of knowing oneself and one's values, and exploring multiple identities. The hosts also discuss finding oneself through meaningful connections, and how this can lead to finding one's true purpose.

The hosts emphasize the importance of following one's passions and values, and finding one's direction and goals. The episode concludes with a discussion on the importance of finding oneself in order to succeed.

Join us for this episode of CashTalk, where you'll gain valuable insights on how to pursue purpose over money, and learn how to find fulfillment beyond monetary gain.

In this episode of CashTalk, host John Cachia and property specialist Gianni Musemuci dive into the exciting and sometimes treacherous world of property investment. With a lively and casual tone, they discuss the pitfalls of not assessing risks and chasing high returns without fully understanding the potential downsides. Gianni provides valuable insights on how to take a long-term approach to property investment and ways to mitigate risks.

But that's not all, folks! Gianni also updates listeners on the current state of the property market, giving a rundown on recent economic events and what they could mean for property prices in the near future. John and Gianni's engaging conversation will leave you feeling confident and informed about your property investments, no matter your level of experience. So sit back, relax, and get ready to learn something new on this episode of Cashtalk!

Welcome to episode 58 of CashTalk, in this episode, host John Cachia is joined by financial experts Mason Thorn and Nicola Hynes to discuss why proactivity and the right mindset are the keys to building financial success.

The news today makes it seem like things are all doom and gloom, after 10 consecutive interest rate rises, many Australians are feeling the pinch.

Is it as bad as it seems? Should we be accepting defeat? Or are there ways to work through the current situation?

Enjoy the episode

Welcome to episode 57 of CashTalk, the podcast that brings you insights and tips on all things finance. In today's episode, host John Cachia is joined by financial experts Mason Thorn and Nicola Hynes to discuss the topic of debt - the good, the bad, and the ugly.

During the episode, the trio explores the different types of debt available, including mortgages, personal loans, and credit cards. They also discuss the pros and cons of using debt to invest, sharing their insights on different investment strategies such as leveraging debt to invest in real estate or using debt to finance a business venture.

Throughout the conversation, John, Mason, and Nicola provide practical advice on how to make informed decisions about using debt to grow investments. They discuss the importance of assessing risk tolerance and having a solid financial plan in place before taking on debt, as well as how to manage debt and avoid common pitfalls.

Whether you're a seasoned investor or just starting out, this episode of CashTalk is packed with valuable insights on debt and its impact on your finances. Tune in now and learn how to navigate the world of debt with confidence.

Welcome back to CashTalk, the podcast that helps you navigate the world of personal finance and business in times of economic uncertainty. This is episode 56, and we're excited to have you join us once again.

In this episode, we'll be diving into a topic that's on many people's minds: investing in a recession. With the economy facing challenges, many are wondering if it's a good time to invest or if they should hold off.

Joining us today to discuss this topic is our panel of expert financial advisors. They'll provide insights and practical tips on how to navigate the world of investing during a recession, including how to identify opportunities and avoid common pitfalls.

So if you're looking to make the most of your investments during these uncertain times, tune in to this episode of CashTalk. Our panel of financial experts is here to help you make informed decisions and come out on top.

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General advice warning

Any advice in this episode is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.