Cash Talk

Making his debut in the finance industry at 14, and becoming an entrepreneur at age 20, John has had his fair share of experiences over the years. But what led him to empower people to achieve financial freedom?

In today's episode, we discuss:

More of John:

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In this episode of CashTalk, host John Cachia and property specialist, Gianni Musemeci dive into the link between property and interest rate increases, as well as the buyer vs seller fear that is circulating.

They discuss apprehension around property prices decreasing and subsequent interest rate increases.

Gianni and John also provide valuable insights on the risks associated with trying to time the market and getting caught up in the short-term vs. long-term gains.

But that's not all, they also encourage listeners to be mindful of the other contributing factors, and not to get caught up in the emotions, as fear breeds illogical decisions.

Enjoy the episode!

In this episode of Cash Talk, host, Nicola Hynes is joined by Financial Adviser, podcast host, and mum of 3, Dawn Thomas.

Nicola and Dawn dive into superannuation, the importance of young people engaging with their super accounts, and Dawn's approach to helping her kids learn about money and super.

They also touch on female empowerment around finances and the changes in women's money interactions over time.

Find out more about Dawn ➡️@advicewithheart

Find out more about Nicola ➡️ @thewealthcreationclub

Enjoy the listen!

In this episode of Cash Talk, host Nicola Hynes is joined by Certified Financial Planner, and mum, Magdeline (Deline) Jacovides.

Founder of Mazi Wealth, Deline has been specialising in retirement financial planning. They discuss how she got into the finance industry and what people need to consider when financially preparing to have children.

In this episode Nicola and Deline also touch on balancing investing and paying down debt, planning for the expense of private school fees, and other trade off's parents face (balancing work /life /parenting).

They dive into the recent win for parents (childcare subsidy increase) and how to seek support and start their financial planning journey.

Find out more about Deline ➡️ @maziwealth

Enjoy the listen!

In this episode of Cash Talk, hosts Mason Thorn and Nicola Hynes talk about the impact on Superannuation during periods of parental leave.

We discuss the things to consider when managing Super within a household - at times where other things like purchasing a home, raising a family or navigating a changing career might take the focus.

And lastly, the reasons why you should take your Super seriously!

In this episode of Cash Talk, hosts Mason Thorn and Nicola Hynes speak about travel planning and getting your finances sorted for a holiday.

We cover off on the things you MUST know to get organised before a big trip, including:

Enoy the listen!

In this episode of Cash Talk, host Mason Thorn is joined by Betashares' Blair Modica. With more than 70 different ETFs listed on the ASX, Betashares is one of Australia's largest players in the ETF space.

In this episode we discuss the basics of ETFs before diving into how the ETF landscape has evolved over the last 20 years to be where it is today.

In this episode of Cash Talk, host Nicola Hynes is joined by budgeting & side hustle coach Lauren Lee.

A maths teacher and mum of twin boys, Lauren shares how she got into budgeting and coaching. We discuss how she helps mums with their finances after having children, soon-to-be mums wanting to prepare for children, dealing with reduced income during maternity leave, and the challenge of returning to work.

In this episode, we also touch on increasing income, side hustles and how to juggle building multiple streams of income with family life.

We dive into how to manage & track your finances in a way that's motivating, as well as breaking down some of the common barriers you might face when it comes to getting started on your financial journey and how to overcome them.

You can find out more about Lauren over on her instagram: @laurenjleecoaching.

Enjoy the episode!

In this episode, we dive into a topic that is very close to us - helping people unlock their potential by working with wealth professionals like ourselves.

After years of seeing people both fail and succeed, we've identified some commonalities between the two. One big theme we discuss is the importance of ongoing professional support, not just a one-time transaction, but a partnership with a professional plus:

00:01:22 Importance of ongoing professional support.

00:05:20 Behavioral and mindset factors matter.

00:11:05 Adapt to life's changes.

00:16:29 Your financial journey needs expertise.

00:24:00 Investing in financial advice is an investment in your future.

00:26:53 The value of financial advice.

00:32:32 Improving finances improves life overall.

00:37:57 Invest in yourself and prepare for turbulence.

00:43:20 Take action for financial security.

We hope you all enjoy listening to this episode and take away some valuable insights. And as always, please remember that all the information in this podcast is of a general nature and not tailored to your personal circumstances, so please seek personal financial advice before acting on this information. Thanks for listening!

Learn more about us at:

www.afagroupwealth.com.au