Becky and guest co-host, Mark Trautman, chat with The Retirement Answer Man, Roger Whitney.  They are all on vacation with a group from the Rock Retirement Club.  Bill is back at the ranch working his day job and editing podcasts dreaming of time freedom on the path to financial independence, but still living his best life.

As a certified financial planner for over 25 years, Roger uses his credentials and every channel possible to help people live well today without sacrificing tomorrow.  He is a three-time Plutus Award Winner for best retirement blog/podcast.  The podcast has over 8 million downloads and 475 episodes (and counting!).  He is the author of "Rock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future."  Investopedia has ranked him as one of the top 100 most influential advisors several years in a row.  His mom passed away at 48, sacrificing the now while dreaming of the retirement brochure in the future.  He wants to help us shift what is possible in retirement by how we live, work, and celebrate what is possible right now - and keep doing it!

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Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

The Retirement Answer Man

Rock Retirement Club

Rock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future by Roger Whitney

The Second Mountain: The Quest for a Moral Life

Atomic Habits: An Easy & Proven Way To Build Good Habits & Break Bad Ones by James Clear

Outlive: The Science and Art of Longevity by Peter Attia

Mark's Money Mind

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Barbara Sloan founded the Tipped Finance Platform and is the author of "Tipped: The life-changing guide to financial freedom for waitresses, bartenders, strippers, and other service industry professionals".  Her life story is incredible and inspirational.  She once lived in her car, danced for dollars, and definitely did not graduate from college.  She now owns a multi-million dollar construction company in New York, and is also a personal finance expert and a money coach.  Barbara is as brazenly brave, honest, resourceful, and transparent as any person that I have ever met. She is also, like many of us, a late starter.

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Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Tipped Finance

Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals

Brene Brown

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Rob Berger wears many hats, he is a deputy editor at Forbes, an investor, lawyer, personal finance blogger, and YouTuber.  He founded the popular website Doughroller.net.  We discuss his book "Retire Before Mom & Dad: The Simple Numbers Behind a Lifetime of Financial Freedom."  The difference here is that we are mom and dad!  He recently published a video on his YouTube channel called "50+ and Haven't Saved for Retirement? Here's What To Do."  He gave our show a shout-out in the same breath as Mr. Money Mustache and Choose FI!  We reached out to him and he did not hesitate to join us today on Catching Up to FI.

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Doughroller.net

Retire Before Mom & Dad: The Simple Numbers Behind a Lifetime of Financial Freedom by Rob Berger

50+ and Haven't Saved for Retirement? Here's What To Do YouTube Video

Financial Freedom Calculator

What Is the 4% Rule for Withdrawals in Retirement and How Much Can You Spend?

Atomic Habits: An Easy & Proven Way To Build Good Habits & Break Bad Ones by James Clear

The Progress Principle: Using Small Wins to Ignite Joy, Engagement, and Creativity at Work by Steven Kramer and Teresa Amabile

But First, Save 10: The One Simple Money Move That Will Change Your Life by Sarah-Catherine Gutierrez

The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by JL Collins

Rocket Money

Rob Berger's YouTube Channel

Empower Personal Dashboard

Mint

NewRetirement

Mr. Money Mustache

LeanFIRE

ChubbyFIRE

FatFIRE

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Bill & Becky continue their chat with THE JL Collins, author of THE Simple Path to Wealth and the acclaimed "Godfather of FI".  We began the last episode with JL Collins playing John Goodman in the "Why you need F-You Money" clip.  We start this episode with "A Guided Meditation for When the Stock Market is Dropping".  JL helps us answer many questions.  What do we do when the stock market drops? What about international diversification?  What about dollar cost averaging a lump sum into the market?  Tune in! Just like the old EF Hutton commercial, "When JL Collins talks, people listen!" :)

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Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

JL Collins homepage

A Guided Meditations for When the Stock Market is Dropping

The Stock Series

The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich, Free Life by JL Collins

How I Lost Money in Real Estate Before it was Fashionable: A Cautionary Tale by JL Collins

Pathfinders:  Extraordinary Stories of People Like You on the Path to Financial Independence-And How to Join Them by JL Collins to be released October 31, 2023

Dollar Cost Averaging Posts

VTSAX, Vanguard's Total Stock Market Index Fund

VBTLX, Vanguard's Total Bond Market Index Fund

How I Failed My Daughter and a Simple Path to Wealth

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

THE JL Collins is the author of THE Simple Path to Wealth and aptly named the "Godfather of FI".  For over 600,000 readers, his first book has become a sort of "Bible of FI".  He is a humble spokesperson for those on their own personal journey to financial independence.  In Part 1 of our conversation, we talk with him about his own journey and his thoughts on real estate and index fund investing.  We start the show with R-Rated audio from the popular JL Collins parody of a John Goodman clip from the movie "The Gambler", "The Position of F**k You".

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

JL Collins homepage

The Position of F@#% You, JL Collins tribute to The Gambler with John Goodman

The Simple Path to Wealth:  Your Roadmap to Financial Independence and a Rich, Free Life by JL Collins

How I Lost Money in Real Estate Before It Was Fashionable: A Cautionary Tale by JL Collins

Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence-And How to Join Them by JL Collins 

The Stock Series by JL Collins

The Simple Path to Wealth, JL Collins talks at Google 

Why Your House is a Terrible Investment

Roots vs Wings: Considering Home Ownership

Rent vs Owning Your Home: Opportunity Cost and Running Some Numbers

Time Machine and the Future Returns for Stocks

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Jordan Grumet, aka Doc G, is an accomplished doctor, blogger, public speaker, podcaster, and author.  He is the host of the incredibly popular and award-winning podcast Earn & Invest.  Bill thinks of him as a time-money philosopher.  Today we discuss his book Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life.  Bill would consider this book a companion book to JL Collin's "The Simple Path to Wealth".  Actually, Bill would read Jordan's book first. This is a show about mindset, life, and reverse engineering your death.  As one of Jordan's patients aptly said, "Dying is easy. Living is the harder part."

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Earn & Invest Podcast

Taking Stock: A Hospice Doctor's Advise on Financial Independence, Building Wealth, and Living a Regret-Free Life by Jordan Grumet

The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich Free Life by J L Collins

Vicki Robbin

Jim Dahle

Maslow's Hierarchy of Needs

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Brad Barrett is the co-founder and host of the ChooseFI Podcast and Platform.  We talk about his personal story, travel hacking, and the genesis of ChooseFI.  Since 2016, ChooseFI has literally changed the world in which we live.  It is the "ultimate crowdsourced personal finance podcast" with over 60M downloads.  It is a standard-bearer of hope that Bill has no doubt the majority of FI enthusiasts follow.  It encourages us to take action in all aspects of our lives, not just the financial ones. ChooseFI teaches us how to compound our marginal gains towards financial and time freedom and living our best lives.

🔗 Connect with us

Buy CUtFI a coffee

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

ChooseFI

ChooseFI online FI101 Class

ChooseFI Travel Rewards

Richmond Savers

Travel Miles 101

The 4-Hour Work Week by Tim Ferriss

Undercover Tourist

Radical Personal Finance

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Amberly Grant is a community leader, financial educator, real estate investor, and was recently featured on CNBC's Make It Series.  She currently owns seven doors between Canada and the US, comprised of STRs and LTRs.  She creates financial educational content on Instagram, hosts a Tuesday FinTalks (where 30-50 people from all walks of life talk weekly about different financial topics), runs a mentorship program, and mastermind.  She does all this while holding down a W-2 job and breastfeeding her first child.  Amberly is bubbly, energetic, quirky, and determined to bring others along with her on the path to financial independence.

🔗 Connect with us

Buy CUtFI a coffee

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

50% Rule of Real Estate Investing

CNBC Make It! Series

FinTalks

CampFI

Amberly Grant Finance

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Fritz Gilbert is the author of the popular blog The Retirement Manifesto with over 13,000 subscribers.  He takes us on his journey to retirement in his fifties and discusses the hard (monetary) and soft (non-monetary) sides of retirement.  He emphasizes the importance of both and that the numbers are the easy part making up only really 20% of the journey to time freedom.  We discuss the "what are you going to do with your freedom" when you get there and when you should start that transition.  This is a long one, but you are gonna want to hear it all.

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

The Retirement Manifesto

Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years by Fritz Gilbert

John Bogle

Vanguard

How To Do A Backdoor Roth IRA, White Coat Investor

Are Safe Withdrawal Rates Ridiculous

Wade Pfau Retirement Researcher

Capital One 360

Our Retirement Investment Drawdown Strategy, The Retirement Manifesto Blog

Is The Bucket Strategy a Cheap Gimmick, The Retirement Manifesto Blog

Mike Piper

Retirement Heaven or Hell: 9 Principles For Designing Your Ideal Post-Career LIfestyle by Michael Drak

Freedom for Fido

It's Never Too Late To Save For Retirement, The Retirement Manifesto Blog

Freedom For Fido Facebook Page

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Amy Coroso is a passionate advocate for women's financial literacy and retirement equality.  She is a divorced single mother of two boys with a middle income who woke up in her mid-forties to face her own financial illiteracy and poor planning.  She is now on track to reach financial freedom at 59.  She is also a brand new author and financial coach.  She has turned her financial weaknesses into the superpower of helping others build their financial muscles.  This is her first podcast guest appearance ever! 

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Planning Your Retirement Life: Secure Your Future NOW: A Woman's 8-Step Guide To Financial Freedom, Even If You Have No Money, No Time, and Don't Know Where to Start

CBS News Article, The Shocking Reality for US Moms, Half Have No Retirement Savings

Spousal IRA

Financial Feminist

The Budgetnista

YNAB

Dave Ramsey

Tardus Wealth Strategies Income Snowball

AJC Publications

National Financial Education Council

Happy Money Books

Amy's email: [email protected]

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.