In this episode, Christopher Odinet, Associate Professor of Law and Affiliate Associate Professor in Entrepreneurship at the University of Oklahoma College of Law, discusses his new book, "Foreclosed: Mortgage Servicing and the Hidden Architecture of Homeownership in America," which is published by Cambridge University Press. Odinet begins by describing how the mortgage industry worked before the financial crisis, and the origin of mortgage servicing companies. He explains how securitization of mortgages and the reliance on mortgage servicing companies made the financial crisis worse and hurt many homeowners. He reflects on regulatory changes made in response to the crisis, especially Dodd-Frank and the CFPB. But he argues that more changes are needed to protect against inevitable future crises. Odinet is on Twitter at @ChrisOdinet.

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