In this episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with Steve Mack, Regional President of Liberty Capital Bank. Steve brings more than 40 years of banking experience, including three decades as CEO of Texas Heritage Bank, to discuss the recent merger with Liberty Capital Bank and what it means for Texas communities.

 They explore:

• The challenges and opportunities of merging two community banks.
• How community banks differ from big banks in culture, relationships, and lending.
• Why personal relationships still matter in today's financial system.
• How the FDIC and IntraFi network protect deposits - even beyond the $250,000 limit.
• The role of community banks in supporting small businesses and local economies.
• How local banks stay competitive with interest rates while offering face-to-face service.

 If you've ever wondered about the safety of community banks, the difference between local and big-bank lending, or how mergers impact customers, this episode provides clear and practical insights.

 Listen now and learn why, when it comes to banking, life moves at the speed of relationships.

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 The investment products and services offered by PAX are independent of the products and services offered by Liberty Capital Bank and are not FDIC insured, may lose value, are not bank guaranteed and are not insured by any federal or state government agency. Investment products and services are offered by appropriately licensed investment advisor representatives, subject to the general oversight and authority of PAX.