Whether a person is turning 65, working, not working or retiring after age 65, the maze of Medicare is a mixture of Federal Regulations, misinformation and unrelenting mailings from companies selling Medicare plans. Making the wrong decision in Medicare enrollment or non-enrollment can include lifetime financial penalties. Today I talk with Erin Fischer, a Medicare expert and consultant, who knows everything about Medicare. She will help you manage Medicare costs by looking at the different benefits, enrolling periods and tips on how to choose the best one for you. As I am getting ready to consider this health plan for myself, I want to gather excellent information and useful resources to make informed decisions. Having a better understanding about this government health care program, and how your work circumstances can affect the monthly premiums, we will learn to avoid the numerous pitfalls if you don’t prepare ahead of time.