Credit Card BS Podcast

This is the one you have been waiting for. The World of Hyatt program is without question the world's best hotel loyalty program. The points are extreamly valuable, they are easy to earn, the status has the best recognition out of any program, and their luxury portfolio is amazing. If there is any hotel program you need to utilize and understand, it is World of Hyatt. In today's episode, we will cover everything you need to know about Hyatt.

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There has long been a debate in the world of Credit Cards. Cash Back or Travel? Today, we will settle the debate once and for all. We will each present our arguments and opinions about Cash Back credit cards and if they are worth it for you. One thing is for sure, regardless of if you enjoy Cash Back Creidt Cards or Travel Points Credit Cards, you need to be mindful of oppertunity cost. If you are spending tens to hundreds of hours researching how to get increased cash back or 'free' travel, then it isn't really free. There is nothing inherently wrong with either, but not being aware of oppertunity cost can leave you worse than you started.

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A single credit card can unlock the power to get nearly free cruises, heavily discounted vacation rentals, and high-tier casino status. Of course, this card is the Wyndham Business Earner credit card. Today, we will discuss this card and the near-endless benefits it provides, and how you can save thousands. You can find yourself getting free Casino parking, waived resort fees, cruises for under $400 for a balcony room, and vacation rentals for under $150/night total.

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💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
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Almost any good credit card comes with a nice juicy signup bonus that can yield thousands of dollars of value. The only issue is that they often have high minimum spend requirements that can require one to spend upwards of $5,000 within only 3 months. For plenty of people, this leaves the choice of either not being able to reach the bonus or increasing spending which you normally would not do. Today we talk about the best ways that you can reach any credit card signup bonus without having to increase the amount of money leaving your pocket.

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
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There are a lot of credit cards on the market, some good and some awful. Today we are going to disucuss why in our view airline credit cards often provide little benefit compared to their hotel credit card counter parts. Most airline credit cards charge a $95-$500 annual fee but provide benefits that are tough to use unless you either fly a large amount on the specific airline or spend a ton of money. For most people, hotel credit cards make much more sense to focus on given that their benefits can save you money even after just 1 or 2 nights in a hotel.

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup

A Stanford student and UC Berkeley graduate discuss the best ways to get luxury Hilton stays for ultra cheap. Hilton Honors is one of the most 'hackable' hotel programs in the world largly due to their overpowered American Express Hilton Honors Aspire Credit Card. Additionally, it is entirely possible to stay at $1,000/Night resorts for less than 1/2 published cost simply by purchasing Hilton points on sale (that's right, no exisiting points balance needed). In the episdoe today we will cover everything you need to know about the Hilton Honors program. 

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup

A Stanford student and UC Berkeley graduate discuss if the Chase 5/24 rule really matters. You have seen countless blog posts and videos about 5/24 and why everyone thinks it's super important but today we take a more nuanced approach and give concrete strategies that take 5/24 into account. Chase 5/24 definitely matters, but you also need to weigh all options since there is always opportunity cost.

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup

A Stanford student and UC Berkeley graduate talk about the best ways to get treated like a baller in Las Vegas without having to gamble a cent. By utilizing the right hotel programs and easy to attain casino statuses, you can find signficant savings and enhanced perks. For example, you can avoid paying any resort fees, earn dining credits, and get awesome room upgrades.

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup

A Stanford Student and UC Berkeley Graduate talk about their favorite credit card strategies for people with high spending. For the ballers (or wanna-be ballers like us), being able to put high spend on a credit card can yield some amazing benefits. From top-tier hotel/airline status, to free night certificates, and invite-only ultra-elite credit cards, the benefits are endless. We even cover the elusive and infamous Amex Centurion Card  (The Black Card).

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup

A Stanford student and UC Berkeley graduate talk about the best ways to fly to Asia in First and Business class using credit card points. Asia has some of the best sweet spot award redemptions and you can get some amazing deals if you know what you are doing. Some of the most notable products are ANA First 'The Suite', JAL First, and EVA Air Business. While award availability can be trickier to find, the deals are amazing.

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249
💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)
(Using our links greatly helps support the podcast!)
📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup