Starting this fall, FICO is changing how Buy Now Pay Later (BNPL) loans affect your credit score—and 91.5 million Americans are at risk. If you've been using these apps thinking they won't impact your credit, you need to watch this NOW.

In this video, I break down:

- Why 54% of BNPL users have already made late payments

- How a $135 purchase could destroy your financial future

- The exact steps you need to take in the next 24 hours to protect yourself

- Why Gen Z is getting hit the hardest (64% are using these services)

- This isn't just about shopping—people are using BNPL for groceries, rent, and medical bills. We're in a survival crisis, not a luxury problem.

🔗 RESOURCES MENTIONED:

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ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

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🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

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📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

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- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

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Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

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