In this sponsored conversation, Mike Butler, CEO of Grasshopper Bank, argues that business owners shouldn’t have to choose between speed and stability when it comes to their bank. Grasshopper has no branches, but it does offer full-service lending — with the quick decisions you might expect from an alternative lender and the rates you’d expect from a traditional one.Butler also explains how the bank is using AI to simplify everyday tasks — like finding a specific transaction in seconds instead of digging through statements — and we talk about a question many owners still wonder about: Do you lose something when you give up the local banker relationship? Along the way, we discuss which businesses are the best fit for Grasshopper, what customers actually value most, and why Butler decided to merge the bank with a larger company, Enova.