- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com

Video mentioned Dead Capital Businesses: https://youtu.be/uCSTCS2z3tk

Video mentioned Struggling business Exit Map: https://youtu.be/tYfw3KgijRc

**New Video Alert!

In this video, I break down what a "$1 business acquisition" can really look like. We explore working capital, inventory, accounts receivable, restructuring costs, the Day Two Problem, and why the amount paid to the seller can be very different from the total capital required to own and operate a business.

A cheap purchase price doesn't automatically make a business a good investment.

Before buying any business, understand what's actually included—and how much capital you'll need the morning after closing.

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Do Business with David using these incredible internet links...

- David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com

- Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com

- Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com

- Get help selling your business, https://www.HowToSellMyOwnBusiness.com

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#BuyABusiness #BuyingABusiness #BusinessAcquisition #Poundland #BusinessBuyer #SmallBusiness #Entrepreneurship #BusinessInvesting #WorkingCapital #ETA

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Can You Insure an SBA Personal Guarantee When Buying a Business?

New guest – Brendan Burdette and Ryan Conner

Could insurance protect your personal assets when an SBA-backed business acquisition fails?

I’m joined by Brendan Burdette and Ryan Conner, founders of Braddock Road Insurance Corporation, to explain personal guarantee insurance for business buyers.

Tune in as we discuss how SBA personal guarantees work, when coverage may respond, how policies are underwritten, and what happens when a lender calls the guarantee after a business failure.

We also examine premiums, renewals, collateral, bankruptcy misconceptions, lender communication, moral hazard, and whether this new product could encourage more qualified entrepreneurs to buy businesses.

This is a must-see event for acquisition entrepreneurs, searchers, lenders, brokers, and anyone considering an SBA-financed acquisition.

Set a reminder on YouTube: https://youtu.be/3lvrJLPgXnc

It will be going live Thursday September 17, 2026 at 2:30 PM Atlantic Time and 1:30 PM Eastern Time

See you there!

David C Barnett

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com

**New Video Alert!

In this video, I explain how GST, HST, PST and QST can affect a Canadian business acquisition structured as an asset purchase. We look at the GST44 election, the "all or substantially all" test, GST/HST registration, purchase-price allocation, and why provincial sales taxes can still apply even when a GST44 election is available.

I also explain why buyers in British Columbia, Saskatchewan, Manitoba and Quebec may face additional considerations, and why equipment, inventory, goodwill, vehicles, real estate and post-closing services may receive different tax treatment.

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Do Business with David using these incredible internet links...

- David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com

- Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com

- Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com

- Get help selling your business, https://www.HowToSellMyOwnBusiness.com

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#BuyABusiness #BusinessAcquisition #CanadianBusiness #GST #HST #SmallBusiness

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Business valuation, deal-making frameworks & exit strategies — franchise consultant Giuseppe Grammatico welcomes back ALL-TIME record holder David Barnett for his 9th appearance on The Franchise Freedom Podcast to discuss his powerful new book, Business and Asset Values: How Owners, Buyers, Sellers, Lenders and Advisors Should Think About Small Business & Equipment Value.

This is a masterclass in understanding what your business is REALLY worth — whether you're a buyer evaluating acquisitions, a seller planning your exit, or an aspiring franchise owner weighing your options.

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com

Find Michael on Linkedin here: https://www.linkedin.com/in/michaeljkerr-small-business-adviser/

Kerr Capital: https://www.kerrcapital.com.au/

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Who's going to own your small business

New guest – Michael Kerr

I’m joined by Michael Kerr, founder of Kerr Capital and an Australian business broker and small business adviser, to explore why selling a business is far more complex than selling a house.

Tune in as we discuss business succession planning, realistic valuations, employee buyouts, community ownership, preparing a business for sale, and why key employees may be the most natural buyers.

We also examine the “silver tsunami,” the risk of vital local businesses closing, and how owners can create better exit options before time runs out.

This is a must-see event for business owners, buyers, brokers, advisers, and anyone planning a small business exit.

Join us live to ask questions. A replay will be available.

It will be going live Thursday September 10, 2026 at 2:30 PM Atlantic Time and 1:30 PM Eastern Time

****

Do Business with David using these incredible internet links...

- David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com

- Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com

- Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com

- Get help selling your business, https://www.HowToSellMyOwnBusiness.com

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#SmallBusiness #BusinessOwner #Entrepreneur #ExitPlanning #SuccessionPlanning #SellingABusiness #EmployeeOwnership #BusinessValuation #BusinessBroker #BusinessSuccession #SmallBusinessTips #LocalBusiness #BusinessGrowth #Dealmaking #Entrepreneurship

Special Xero offer: Get 90% off for 6 months using this link: https://referrals.xero.com/DavidCBarnett_xero . Terms & Conditions apply.*

See the video of my Xero story here: https://youtu.be/LfaGUfwStqo

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-Find the book on Amazon:

Canada- https://a.co/d/02I5HrPi

USA- https://a.co/d/06XTDVRJ

UK- https://amzn.eu/d/07SzLcXa

Learn about the bulk purchase promos here: https://www.investlocalbook.com/2026/09/business-and-asset-values-new-book.html

**New Video Alert!

What is a business really worth? The answer isn't always one number.

My new book, Business and Asset Values, is designed for business owners, buyers, sellers, lenders, accountants, lawyers, advisors, and anyone who wants to better understand how businesses and their assets are valued.

In this video, I introduce the ideas behind the book, including fair market value, liquidation value, business valuation methods, SDE and EBITDA, cash flow, debt, working capital, goodwill, transferability, and why buyers and sellers can look at the same business and reasonably reach different conclusions about its value.

#BusinessValuation #BusinessValue #SmallBusiness #BuyABusiness #SellABusiness

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com

Your business may not be worth what you think. Business value depends on market demand, location, cash flow, risk, deal terms, financing, and whether a buyer can successfully take over.

In this interview, veteran business broker Gregory Kovsky explains how buyers and sellers determine fair market value, why misleading comparables and unrealistic expectations kill deals, and how seller financing can increase confidence and support a successful transition.

Learn:

✔ What truly determines business value

✔ Why comparable sales can mislead

✔ How location affects valuation

✔ Why seller financing matters

✔ Which financial numbers owners should track

✔ How to prepare a business for sale

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Do Business with David using these incredible internet links...

- David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com

- Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com

- Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com

- Get help selling your business, https://www.HowToSellMyOwnBusiness.com

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#BusinessValuation #SellingABusiness #BusinessBroker #ExitPlanning #SmallBusiness

Special Xero offer: Get 90% off for 6 months using this link: https://referrals.xero.com/DavidCBarnett_xero . Terms & Conditions apply.*

See the video of my Xero story here: https://youtu.be/LfaGUfwStqo

Youtube music licensing code: 5PJWQOE5ZZHTQSRY

Learn more about ALP Ltd. Valuation Services or the book on our website at https://www.BusinessAndAssetValues.co...

Order the book in Canada: https://a.co/d/02I5HrPi

Order in USA: https://a.co/d/06XTDVRJ

Order in UK: https://amzn.eu/d/07SzLcXa

Available on all other Amazon stores worldwide.

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com

In this "best-of" interview, I sit down with lending advisor Marshall Lebovitz to explore financing options for businesses that don't fit traditional bank lending criteria.

We discuss why healthy and growing businesses can still be considered "unbankable," asset-based lending, working capital, accounts receivable and inventory financing, alternative lenders, and why the cheapest loan isn't necessarily the best financing solution.

Marshall also explains how to evaluate the real cost of borrowing, recognize potentially dangerous loan structures, and understand your business from a lender's perspective before you start looking for capital.

Watch the video and discover how to fund a business when traditional banks say no.

****

Do Business with David using these incredible internet links...

- David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com

- Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com

- Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com

- Get help selling your business, https://www.HowToSellMyOwnBusiness.com

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#BusinessFinancing #SmallBusiness #BusinessLoans #BusinessFunding #WorkingCapital #CashFlow #Entrepreneurship #BusinessGrowth

Special Xero offer: Get 90% off for 6 months using this link: https://referrals.xero.com/DavidCBarnett_xero . Terms & Conditions apply.*

See the video of my Xero story here: https://youtu.be/LfaGUfwStqo

Youtube music licensing code: 5PJWQOE5ZZHTQSRY

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com

See my video on ‘Non-SBA Deal Financing’ to learn more https://youtu.be/Pwa_EsrHl58

**New Video Alert!

New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean.

In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers.

The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing.

If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential.

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Chapters:

0:00 Navigating the New SBA Lending Landscape

1:03 Why These SBA Changes Are Actually Good News

1:54 The Dangerous Reality of the Day Two Problem

4:40 New Equity Requirements and Skin in the Game

16:49 The Importance of Quality of Earnings Reports

28:39 Building a Resilient Business for the Long Term

****

Do Business with David using these incredible internet links...

- David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com

- Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com

- Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com

- Get help selling your business, https://www.HowToSellMyOwnBusiness.com

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#SBALoan #SBA7a #BuyABusiness #BusinessAcquisition #BuyingABusiness #SBALending #BusinessBuyer #SmallBusiness #ETA #SellerFinancing

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