Can real-time payments revolutionize your grocery shopping experience? Join us as we sit down with David Watson, President and CEO of The Clearing House, to uncover the transformative journey from its 170-year history to becoming a modern-day alternative to the Federal Reserve Bank. From high-value payment wires to ACH transactions and instant payments, David breaks down the extensive range of services The Clearing House offers and addresses the persistent myth that checks are disappearing. 

David's professional odyssey, spanning two decades in banking across various countries, offers a unique lens on the critical importance of user experience in payment technologies like Apple Pay and Zelle. We also explore the potential role of crypto and blockchain in the payments ecosystem, emphasizing the stringent safety and regulatory standards these technologies must meet. 

Passionate about fostering innovation and creating a secure environment for financial institutions, David provides invaluable advice for aspiring professionals in the payments or fintech industry: pursue what you love and remain open to change. Tune in for a deep dive into the dynamic and ever-evolving payments landscape and the exciting opportunities it presents.