Tokenized

On Ep. 106 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa and Noah Levine, Investment Partner @ a16z Crypto, are joined by Cameron Drinkwater, Chief Product & Operations Officer @ S&P Dow Jones Indices and Liam Horne, Product & Engineering @ Tempo to discuss OCC GENIUS Act rules on stablecoin yield and rewards programs, CLARITY Act loophole, J.P. Morgan’s tokenized deposits and more!

Timestamps:

• 00:00 Introduction
• 02:26 OCC GENIUS Act rules on stablecoin yield and rewards programs
• 05:52 CLARITY Act loophole and alternative ways to earn stablecoin yield
• 10:00 J.P. Morgan’s tokenized deposits and interoperability with stablecoins
• 14:24 S&P's programmable tokenized index funds and automated portfolio rebalancing
• 17:39 Tempo Zones balancing institutional privacy and public blockchain interoperability
• 20:00 S&P’s OpenZeppelin acquisition and the future of smart contract security
• 25:00 AI-driven cyberattacks and growing demand for crypto security expertise
• 29:01 Visa & Mesh enabling embedded stablecoin wallet payments at global merchants
• 35:00 Major companies objecting to tokenized stock trading on OKX ICE
• 45:22 Tokenized equities enabling direct shareholder relationships and loyalty rewards

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 105 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Jacquelyn Melinek, Founder & CEO @ StrataMedia and Manuel J Godoy, Co-Founder & CEO @ Félix Pago to discuss Mastercard and BVNK launching unified fiat and stablecoin accounts, Rain launching embedded stablecoin wallets and more!

Timestamps:

• 00:00 Introduction
• 01:00 Mastercard and BVNK launch unified fiat and stablecoin accounts
• 05:52 Visa Direct launches stablecoin-powered cross-border money movement and payouts
• 10:22 Stablecoin liquidity challenges across smaller Latin American remittance corridors
• 15:44 Rain launches embedded stablecoin wallets and vertically integrated payments infrastructure
• 21:23 Hiding stablecoin complexity from customers and unlocking DeFi adoption
• 24:16 How stablecoin yield could transform traditional remittance business models
• 29:38 USDC and USDT dominance versus emerging branded stablecoin competitors
• 34:26 DRW and Marex execute tokenized index swap on Canton
• 40:36 USDC becomes the EU's first significant e-money token under MiCA
• 46:21 Kraken's parent Payward acquires Lithuanian bank to accelerate European expansion

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Tempo.

Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz

Tokenized is supported by Modern Treasury

Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billion in payments, learn how to adapt to changing payment rails and scale with confidence at moderntreasury.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 104 of Tokenized, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo is joined by Nassim Eddequiouaq, Co-Founder & CEO @ Bastion, Greg Bricca, Head of Product @ Morse and Paul-Adrien Hyppolite, Co-Founder & CEO @ Spiko to discuss embedding 24/7 tokenized stock trading into consumer financial platforms, Spiko's $90 million raise, Bastion's enterprise stablecoin infrastructure strategy and more!

Timestamps:

• 00:00 Introduction
• 03:44 Embedding 24/7 tokenized stock trading into consumer financial platforms
• 06:14 After hours price discovery and tokenized stock price drift risks
• 11:30 Rain and Modern Treasury apply for OCC national trust charters
• 16:09 Spiko enables USDC subscriptions and redemptions for tokenized cash funds
• 19:41 How OCC trust charters improve custody and customer fund protection
• 24:42 Samsung Wallet partners with Bastion and Coinbase for stablecoin remittances
• 28:28 Bastion's enterprise stablecoin infrastructure strategy for Samsung and Sony
• 30:53 Spiko's $90 million raise and vision for 24/7 cash yield
• 34:45 Spiko's multicurrency funds and overnight swap strategies with BNP Paribas
• 41:30 S&P introduces risk ratings for onchain lending vaults

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 11 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Igor Istratov, Digital Assets Product Lead @ Fifth Third Bank to discuss Fifth Third's Newline delivering API-first embedded banking for digital assets, why commercial client demand is driving banks' stablecoin adoption and more!

Timestamps:

• 00:00 Introduction
• 05:27 How Fifth Third's Newline delivers API-first embedded banking for digital assets
• 07:13 Why commercial client demand is driving banks' stablecoin adoption
• 09:17 How regulatory clarity unlocked stablecoin opportunities for traditional banks
• 10:46 Newline's operating, settlement, reserve and custodial accounts for digital assets
• 12:45 Why stablecoin reserves present deposit opportunities rather than just risks
• 14:04 How stablecoins solve cross-border payment delays, FX uncertainty and fees
• 16:13 Managing compliance, liquidity and operational complexity for 24/7 stablecoin payments
• 19:02 Why stablecoins complement FedNow and existing domestic payment rails
• 24:12 How banks partner with issuers, custodians and onchain infrastructure providers
• 32:54 Why stablecoins could become invisible infrastructure for everyday financial transactions

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 103 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Christian Catalini, Founder @ MIT Cryptoeconomics Lab to discuss OpenUSD launch, weekend onchain settlement, how banks should respond to AI agents and more!

Timestamps:

• 00:00 Introduction
• 0:51 OpenUSD launches across Tempo, Ethereum, Solana and Base
• 14:55 Lloyds pilots USDC settlement with Visa over seven days
• 16:36 Weekend onchain settlement helps major banks gain blockchain experience
• 20:16 Citi and Coinbase enable corporate stablecoin acceptance via Spring
• 24:05 Why consumer stablecoin payments lag while B2B use grows
• 28:16 Agentic banking fears, deposit flight and fintech competition
• 36:03 How banks should respond to AI agents and disappearing friction

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is supported by Modern Treasury

Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billion in payments, learn how to adapt to changing payment rails and scale with confidence at moderntreasury.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 102 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nick van Eck, Co-Founder & CEO @ Agora and Shivani Siroya, Founder & CEO @ Tala to discuss Agora's OCC charter, Tala seeing credit access as missing stablecoin adoption layer, Blockchain.com and NYSE explore 24/7 tokenized stocks and ETFs and more!

Timestamps:

• 00:00 Introduction
• 03:15 Agora OCC charter enables U.S. stablecoin banking one stop shop
• 07:57 Tala sees credit access as missing stablecoin adoption layer
• 14:11 EU MiCA reserve rules and multi-jurisdiction stablecoin restrictions
• 24:07 Local currency stablecoins, yield, and emerging market borrowing preferences
• 25:06 SoFi moves $25 billion card program to seven day stablecoin settlement
• 33:28 Blockchain.com and NYSE explore 24/7 tokenized stocks and ETFs
• 39:05 24/7 tokenized stock trading faces liquidity and NAV challenges
• 41:47 Tokenized assets as collateral and underwriting AI agents
• 44:48 UK banks test interbank tokenized deposits for 24/7 settlement
• 49:09 Tokenized deposits and stablecoins as complementary banking infrastructure

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 101 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nikhil Chandhok, Chief Product & Technology Officer @ Circle and Simone Maini, Chief Executive Officer @ Elliptic to discuss SEC five-year exemption for tokenized US stock trading, AMMs and their role in traditional capital markets, Circle launching Arc mainnet and more!

Timestamps:

• 00:00 Introduction
• 2:19 SEC five-year exemption for tokenized US stock trading
• 9:32 AMMs and their role in traditional capital markets
• 13:58 Circle launches Arc mainnet with USDC transaction fees
• 17:51 Arc privacy features and institutional compliance monitoring
• 20:04 Building onchain FX markets using global stablecoins
• 24:33 S&P Global acquisition of smart contract auditor OpenZeppelin
• 33:14 Regulators adopting technology for onchain compliance and oversight
• 37:21 Blockchain audit trails and crypto trust primitives for AI
• 41:10 BlackRock tokenized Hong Kong dollar money market fund
• 45:06 Tokenized money market funds as stablecoin reserve assets

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Tempo.

Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz

Tokenized is supported by Modern Treasury

Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billion in payments, learn how to adapt to changing payment rails and scale with confidence at moderntreasury.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 100 of Tokenized, Pet Berisha, MD & Co-Creator @ Tokenized is joined by Elise Soucie Watts, Former Regulator, Policy & Regulatory Specialist, Cyril Mathew, Co-Founder & CEO @ Latitude and Matt Marcus, Co-Founder & CEO @ Modern Treasury to discuss Modern Treasury launching noncustodial stablecoin wallets, Latitude raises $35 million, prediction markets, global regulation and more!

Timestamps:

• 00:00 Introduction
• 03:00 Modern Treasury launches noncustodial stablecoin wallets with fiat rails
• 05:13 Stablecoin agnosticism and likely consolidation among leading stablecoins
• 08:00 Business stablecoin demand across products, liquidity and payment infrastructure
• 10:11 Dollar denominated stablecoins, dollarization and global monetary sovereignty
• 13:28 Latitude raises $35 million to connect stablecoins with local rails
• 18:19 Regulation first stablecoin infrastructure and Latitude’s global licensing strategy
• 20:28 Stablecoins reducing cross border payment fragmentation and last mile complexity
• 23:23 OpenFX provides onchain FX liquidity for cheaper stablecoin payouts
• 27:52 MoneyGram launches stablecoin linked Visa card and cash off ramps
• 37:36 Robinhood expands prediction markets and its fast growing blockchain ecosystem
• 51:48 Prediction markets and global regulation

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 99 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Darko Hajdukovic, Head of Securities Digitization @ London Stock Exchange Group and Ada Vaughan, Head of DeFi @ Stellar Development Foundation to discuss LSEG and Kraken partnership, ICE invests in tZERO, major financial institutions forming a joint bank stablecoin consortium and more!

Timestamps:

• 00:00 Introduction
• 1:21 LSEG and Kraken partnership brings tokenized stocks to LSE 24
• 5:59 Stock tokens merging with DeFi and new financial products
• 9:53 Tokenized and traditional stocks coexisting across public markets
• 11:22 Onchain equities expanding global access and DeFi collateral use
• 15:11 ICE invests in tZERO amid tokenized securities regulatory changes
• 21:37 Wallet-based securities access bridging traditional and digital markets
• 28:42 Athena Pay and rising competition among global stablecoin neobanks
• 30:44 Local payment integration challenges across Kenya and Brazil
• 36:01 Stablecoin interoperability and programmable settlement for tokenized RWAs
• 38:24 Major financial institutions forming a joint bank stablecoin consortium

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Tempo.

Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz

Tokenized is supported by Modern Treasury

Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billion in payments, learn how to adapt to changing payment rails and scale with confidence at moderntreasury.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 98 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Thomas Cowan, Head of Tokenization @ Bullish and Hannah Arnold, COO @ TurnKey to discuss Revolut launching Euro R stablecoin, Standard Chartered brings regulated Hong Kong dollar stablecoin to institutions, Fasset reaches billion dollar valuation using stablecoins for global settlement and more!

Timestamps:

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean