Episode 4 is all about the challenging subject of debt. I am joined by the best expert in debt that I know, Sara Williams, Debt advisor of 20 years and owner of the website Debt Camel.

Prepare yourself, this is a long podcast, at just over 1 hour. But its PACKED full of the most amazing guidance and advice.

My new season of videos and podcasts for Mrs Mummypenny Talks is here. I have 13 incredible episodes winging their way to you every week. Each focuses on a chapter of my book The Money Guide to Transform Your Life.

I will be talking to best experts in the finance business about each subject area, giving the best guidance and tips on each area.

After episode 3 discussing money management and budgeting I move onto debt with Sara.

The podcast is split into 3 distinct parts :- 1) How to pay off debt that you can afford to pay off. 2) How to pay off debt when you need to reduce your expenditure 3) What do you do if you cant afford minimum payments, and cant afford priority debts (mortgage, rent, council tax, energy)

We share practical tips on how to face the debt, how to organise it, what to do to pay it off, who to speak to.

We do talk budgets that you can download a tool from here to complete.

https://www.mrsmummypenny.co.uk/the-money-guide-to-transform-your-life-tools/

Sara's website and social links are here. Along with my book, available for sale from my website.

https://debtcamel.co.uk/

https://www.instagram.com/debtcamel/

You can buy my book here

https://www.mrsmummypenny.co.uk/product/the-money-guide-to-transform-your-life/