Pumpkin Spice Lattes may be back in stock at Starbucks, portending fall's arrival, but it's still very much NFT SUMMER in crypto land.    August smashed all records for transaction value in this new breed of digital assets. There are no signs things are slowing down in September. OpenSea, a leading NFT platform, tallied volumes of more than $1 billion in a month, more than eBay's sales volume in the same period. Crypto art connoisseurs (or are they just speculators?) are now routinely spending thousands and sometimes millions of dollars on the rights to own the rights to certain rare images.    The dam has broken and NFT culture is flooding into the mainstream. Tom Brady has an NFT platform called Autograph, and Steph Curry has changed his twitter avatar to an NFT he owns in his crypto wallet, and paid $180,000 for to boot.    So what exactly are NFTs and why have they captured the zeitgeist? What does their stunning rise tell us about the viral power of crypto. Art is a big market- $67.4 billion in 2018- and growing, but that pales in comparison to the financial services industry, the prize DeFi is targeting. NFT's have taken the art world by storm. Even Damien Hirst is jumping on the band wagon. Will Wall Street be turned on its head when DeFi has its own "NFT Summer" moment? How do NFTs intersect with DeFi - art is an investible asset class and thanks to fractionalization, anyone can own a slice of an NFT or invest in an NFT fund. Could this democratize access to art as an investible asset class? Is this all positive, or is the speculative mania of NFTs going to cause a hangover across the asset class if (and perhaps inevitably when) the music stops?   On this episode of DeFi decoded, Andrew and Alex pull out their provervbial easel and palette to paint a clearer picture of just what the heck is going on. Tune in!