Digital Finance Analytics (DFA) Blog

The latest from the RBA – Statement On Monetary Policy November 2023, outlines the bank’s latest thinking. The Reserve Bank updated its economic forecasts, which explain why it raised interest rates this month – from 4.1 per cent to 4.35 per cent after four consecutive pauses. And importantly, it shows just how the economic engine … Continue reading "Households In The Cross-Hairs As Real Wealth Falls…"

Optus’ network failures have again highlighted the risks to the community when technology breaks. There were structural reasons why the failures happened, but the fallout was significant. This brings the need to ensure access to cash is enshrined in law in Australia into sharp contrast again. This has already happened in a number of other … Continue reading "Cash Remains King In An Outage (So Let’s Protect It!)"

Today we walk through the latest and troubling results from our surveys and analysis. Unfortunately, we see a further rise in cash flow stress (something confirmed by other analysts using different methods). Next week we will be running a live show on the analysis, but today’s show walks through the main highlights. Given the latest … Continue reading "An Important Update On Mortgage Stress…"

This is an edited version of our live discussion with Damien Klassen, Head Of Investments At Nucleus Wealth And Walk The World Funds. Given the recent reversals in bond yields, and the US Dollar, what does this say about the markets as we move into the close of the year? We discussed the RBA rate … Continue reading "DFA Live Q&A HD Replay: Damien Klassen – Investing Now"

The latest from Edwin as we look at the trends and numbers for this week. The construction questions surrounding high-rise continues, as the listings in Melbourne rise. Now we come to the upcoming Christmas and New Year break – how will this impact the numbers? http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ … Continue reading "Its Edwin’s Monday Evening Property Rant"

Contrary to the MSM reporting, home prices are falling fast in some locations. Of course there is lots of spin about relating to this, but are we highlighted in our shows last year, falls were, and are occurring. Once again need to go granular. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s … Continue reading "Where Property Prices Are Falling Fast…"

As we move into November, global stock indexes swung sharply as the U.S. dollar dropped to a six-week low and benchmark 10-year U.S. Treasury yields fell to five-week lows on Friday. The catalyst was data showed U.S. job growth slowed more than expected in October with some seeing this as meaning the Federal Reserve may … Continue reading "Let’s Swing Some More…"

Anther Friday chat with Tarric Brooker. We look at the latest charts and parse out what is going on. https://avidcom.substack.com/p/dfa-chart-pack-3rd-november-2023 https://avidcom.substack.com/p/australia-vs-the-big-short-the-battle http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

As expected, the US central bank’s policy-setting Federal Open Market Committee kept rates on hold following their latest meeting – in a target range of 5.25%-5.5%, a 22-year high. The decision is unanimous 12-0. The S&P 500 index and Treasuries extended their rally while the dollar slipped after the announcement. Traders also marked down chances … Continue reading "Fed Holds, And Watches Consumers For Signs Ahead!"

I caught up with Queensland Senator Rennick, and discussed a range of important issues including the accountability and independence of the RBA, regional banking and the digital divide, the digital content bill, and finally, and importantly the role and effectiveness of democracy. Gerard Rennick is an Australian politician who has been a Senator for Queensland … Continue reading "A Question Of Democracy: With Senator Gerard Rennick"