Digital Finance Analytics (DFA) Blog

More from our property insider Edwin Almeida, as we discuss the migration question, granny flats, risks from above 4 story high-rise, and the rental crisis. Plus we look at the latest from the WeeChat universe. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post is brought to you by Ribbon Property Consultants.

While analysts still talk about the strength of the consumer, if you chose to look below the hood there are real issues emerging, thanks to the higher for longer interest rates that are now in the system because of Central Banks attempts to quell the inflation that they created by their earlier actions. Jerome Powell … Continue reading "The Slow Strangle That Higher Rates Causes…"

There is a critical issue now on the table, and it relates to what the right level of migration should be. In recent times, the taps have been open more than ever before, and there are significant consequences for households, and housing affordability. Some are now calling for a significant cut in migration, others are … Continue reading "Australia’s Stark Population Choice…"

As I have warned, October can be a fickle month on the markets, and is proving to be so again. Growing volatility in U.S. stocks is driving a search for defensive assets, though investors may have fewer places to hide this time around. On Friday, global stock markets, including those in the US and Europe, … Continue reading "Seeking Shelter In Troubled Times…"

Another Friday chat with Tarric Brooker, complete with charts on the housing market. We look at what is really driving the disequilibrium in the sector, and what the consequences are for people trying to access the market. You can follow the charts here: https://avidcom.substack.com/p/dfa-chart-pack-20th-october-2023 And read Tarric’s article on housing here: https://avidcom.substack.com/p/in-australia-housing-is-the-economy http://www.martinnorth.com/ Go to … Continue reading "The Great Property Paperchase… With Tarric Brooker"

This is my edit of my monthly economic discussion with Nuggets News. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

One stunning chart which I keep coming back to is the change in income and home prices overtime. It shows simply that housing is becoming more and more unaffordable. We also know that more households have bigger mortgages and so are heavily exposed to higher rates, and that many will still have mortgages well into … Continue reading "Pulling Up The Drawbridge On Home Ownership!"

This is an edited version of a live discussion with Cameron who republished his book from 2017 Game of Mates: How favours bleed the nation as Rigged “How Networks Of Powerful Mates Rip Off Everyday Australians”. This book will open your eyes to how Australia really works. It’s not good news, but you need to … Continue reading "DFA Live Q&A HD Replay: Cameron Murray: Mates, Power, Politics & Economics"

The latest edition with our property insider Edwin Almeida. We look at the latest “plans” to boost housing, celebrate a 60th anniversary, dissect the latest numbers, and explore why investor property is not working for so many investors as they chose to sell. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post … Continue reading "Its Edwin’s Monday Evening Property Rant!"

In my stress surveys I have been calling out the pressures on renters and property investors, especially in the Centre of Melbourne and other inner-city areas across the country. The math is obvious. Despite rental increases, there is a limit on how much property investors can lift them, as renters are under pressure already. And … Continue reading "Property Investors Are Quitting Like Lemmings!"