Digital Finance Analytics (DFA) Blog

The ABS this week released their latest data on Lending Indicators which is a quarterly estimate of new borrower-accepted finance commitments for housing, personal and business loans and also the Wage Price Index for March which measures changes in the price of labour, unaffected by compositional shifts in the labour force, hours worked or employee … Continue reading "New Property Loans And Wages Growth Down; It’s All Fine!"

This is my edit of our monthly economic update, with a focus this time on the outcomes from the budget, and its impact on housing. http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/

This is an edit of a live show where we examined the latest from our surveys and did a deep dive into specific post codes: Contents 27:32 Parkwood 421430:29 Goulburn 258033:43 Coomera 420936:40 Biggera Waters 421539:14 Bayeau Bay 226141:28 Ringwood North 313443:26 Coffs Harbour 245045:09 Nhill 341847:15 Hunters Hill 232351:14 Bella Vista 215353:08 470254:39 346556:06 … Continue reading "DFA Live Q&A HD Replay: Households Facing Into The Gale: Latest From Our Surveys!"

In our latest show Edwin and I kick the tyres on the upcoming budget, which will be full of announcables, but will it make any difference? We also look at the latest gloom from the property writers and ask what are they missing? And Edwin has some more sage advice about property, and life. Check … Continue reading "Its Edwin’s Monday Evening Property Rant!"

Australian Property appears to be at a significant turning point, with the realisation that prices can go down, as well as up now becoming a reality. So today we examine some of the latest market dynamics in the light of the upcoming budget on Tuesday, where Treasurer Jim Chalmers said Tuesday’s budget would have a … Continue reading "Red Alert: Property In Turmoil As Government Seeks To Support And Crush At The Same Time!"

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. Markets seem to be in self-reinforcing feedback loop, with the MSCI Global Index up another 2.38% over the past week, while the All Asia Ex Japan rose … Continue reading "The Madness Of Markets Disconnects From Reality!"

After the latest RBA rate rises, and the Gulf War impact, we explore the latest from our household surveys to see the impact of the financial pressures they are facing. We see a rise in mortgage related stress in particular. We also update our scenarios based on the latest from the RBA and explore the … Continue reading "Households, Facing Into The Gale, Grit Their Teeth And Hope!"

Australia is one of the world’s biggest LNG exporters, but according to the Australian Competition and Consumer Commission (ACCC), east coast gas supplies could fall well short of demand from 2028, “despite there being sufficient reserves and resources for at least the next decade”. And Australians are exposed to the full international price of gas, … Continue reading "Australia Finally Reserves East Coast Gas … But…"

On Tuesday the RBA lifted the cash rate to a stonking 4.35%, in the third move in three decisions. Those following this channel would have not been surprised, as I have been signalling this for some time. This despite the pressures that many households are under as costs rise, inflation bites and real incomes track … Continue reading "Financial Realities Hit Home After The RBA Rate Hike!"

In this live show we examined the contention between record markets in the US, driven by AI investment and the real impact of the Gulf War. Will the former “Trump” the latter? I was joined by Head of Investments Damien Klassen. We also covered the RBA cash rate decision too! Go to the Walk The … Continue reading "DFA Live Q&A HD Replay: Will The AI Boom Save The Markets, Despite The War? With Damien Klassen"