Digital Finance Analytics (DFA) Blog

An important discussion about the games banks are playing in relation to the setting of deposit interest rates, in the context of the RBA rate hikes. Steve Mickenbecker from Canstar and I explore the elements which are driving returns lower than they should be, and what we can do about it. Another case of the … Continue reading "The Deposit Rate Plot Thickens: With Steve Mickenbecker [Podcast]"

The latest from our property insider, Edwin Almeida, as we look at the latest coverage of property, numbers, and trends. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

Queensland has been a state where property investors have traditionally made better returns on a net and gross basis, from investment property in the state, compared with those in New South Wales and Victoria. To recap, gross investment returns is the ratio of current property market value compared with the current rental paid, assuming the … Continue reading "A Taxing Time For Queensland Investors… [Podcast]"

In this show we do a deeper dive into the ABS Census data series and examine the distribution and location of vacant property as defined by the census. We highlight the post codes with the highest counts and their distribution. We have mapped the results and added them to our Core Market Model. Go to … Continue reading "More On The Unoccupied Housing Question… [Podcast]"

In this week’s market review we explore the fragile upswing in the second half of the week, which can best be understood as a positioning by speculators, betting on a falling market, typically seen as part of a bear market rally sequence, then anything substantive. I believe the markets are still not fully factoring the … Continue reading "Speculators Let Rip As Central Banks Talk Up Higher Rates… [Podcast]"

We had a series of important events this week which really underscored for me some of the central questions about inflation, inflation targeting and Central Bank policy. So today I want to explore this in more detail, as the ECB lifted rates by 75 basis points and the Dow closed higher on Thursday after struggling … Continue reading "Here Comes Higher Rates, But… [Podcast]"

I caught up with Steve from Canstar to discuss the fallout from the RBA rate rises. Steve Mickenbecker is in Canstar’s Group Executive Team, bringing more than 30 years of experience in the Australian financial services industry. As a financial commentator for Canstar, Steve enjoys sharing his expertise across topics such as home loans, superannuation, … Continue reading "After The RBA Deluge: What Next? With Steve Mickenbecker [Podcast]"

This is an edited version of a live discussion about the current state of the property markets. We look at recent price falls, as well as the latest from our modelling, including information at a post code level. And of course review today’s RBA decision. Warning, this show might run for longer than normal! Thanks … Continue reading "DFA Live Q&A HD Replay Property And Stress Data Now [Podcast]"

My latest chat with Edwin as we discuss politicians and their property portfolios, as first time buyers feel the pressure, and mortgage prisoners are a things. We also discuss some of the strategies to make sure agents are working for you. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

I caught up with Cameron as he republishes his book from 2017 Game of Mates: How favours bleed the nation as Rigged “How Networks Of Powerful Mates Rip Off Everyday Australians”. This book will open your eyes to how Australia really works. It’s not good news, but you need to know it.’ – Ross Gittins … Continue reading "Inside The Tent: How Power Really Works… With Cameron Murray [Podcast]"