Digital Finance Analytics (DFA) Blog

We are coming to the pointy end of the action now, with the Nasdaq closing lower on Monday after a choppy session for U.S. equities ahead of a big week of technology earnings reports while oil prices rose and treasury yields edged higher as investors braced for a Federal Reserve interest rate hike. The S&P … Continue reading "Crunch Time Approaches… [Podcast]"

Edwin Almeida, our Property Insider joins us through another ramble through the latest property news, including rooster cam, news from China, and the latest in listings numbers. We also look at the latest articles and consider the impact of the recent rains on high-rise property in particular. Go to the Walk The World Universe at … Continue reading "Its Edwin’s Monday Evening Property Rant! [Podcast]"

We look at the latest data as forecasters indicate a rise in mortgage rates as the RBA tackles inflation, leads to reduced lending, and risks of stagflation or recession. Today’s post is brought to you by Ribbon Property Consultants. If you are buying your home in Sydney’s contentious market, you do not need to stand … Continue reading "Higher Rates, And Risk Of Recession, As Weaker Lending Is Expected [Podcast]"

It started as an act of protest by fed-up apartment buyers in a single project in a city in central China. Now tens of thousands of people around the country are withholding payments on their mortgages for homes that developers, including China Evergrande Group, have yet to finish. The movement has since spread to at … Continue reading "Households Hit Hard By The Property Crash! [Podcast]"

One characteristic of a Bear market are relief rallies, which start strong, but which also eventually run out of steam. We have seen this during the week, as a gauge of global stocks fell on Friday to end the trading week on a down note after five straight sessions of gains. In addition, the dollar … Continue reading "The Bear Market Is Not Over – Yet! [Podcast]"

The ECB joins the rate rise club, with a 50 basis point hike – which was bigger than expected by the markets. They expect inflation to hang around, and they expect further normalization ahead. So this marks the end of the negative interest rate experiment, other than in Japan, Denmark and Sweden. Banks will see … Continue reading "The ECB Joins The Mega Rate Hike Club! [Podcast]"

My latest Friday afternoon chat with journalist Tarric Brooker, in which we explore home price dynamics, politics, and much more besides. https://avidcom.substack.com/p/charts-that-matter-22nd-july-2022 for copies of the slides. https://avidcom.substack.com/p/rising-rates-and-australias-over Go to the Walk The World Universe at https://walktheworld.com.au/

We know rates are going up, even the RBA confirms this, and now our new Prime Minister has stepped in saying the Central Bank needs to be careful. So what’s going on? Today’s post is brought to you by Ribbon Property Consultants. If you are buying your home in Sydney’s contentious market, you do not … Continue reading "How Independent Is The RBA Really? [Podcast]"

The released terms of reference for the review of the RBA are limited, and specifically excludes APRA – thus credit creation, and omits reference to the Council of Financial Regulators, the peak influential body, which includes RBA, APRA, ASIC and Treasury. Thus while the focus on the board, culture, and objectives are laudable, the terms … Continue reading "Operation Damp Squib… [Podcast]"

I discuss the creation of Kiwi Bank, a National Bank In New Zealand with one of its architects Hon Matt Robson. Matt Robson’s commercial experience began in the Netherlands thirty years ago, working in the oil industry. This introduced him to the rigours of international commerce, budgets, deadlines, understanding complex commercial operations and structures, it … Continue reading "Making Banking Work… For People! [Podcast]"