Digital Finance Analytics (DFA) Blog

You may well remember the previous Treasurer trumpeting on about the $250 billion dollars of household savings which we have over 2020 and 21. And Phil Lowe recently quoted a similar figure in one speech, though on the ABC 7:30 seemed to lower it to 200bn. Those buffers came from multiple sources, including JobKeeper, other … Continue reading "The Mystery Of The Disappearing Buffers… [Podcast]"

I am joined by Robbie Barwick from the Australian Citizens Party to discuss a critical policy area, ahead of the new Parliament sitting next week. We want to make sure the politicians are aware of the benefits of a National Postal Bank, and how you can help to raise that awareness. Flyer: https://citizensparty.org.au/sites/default/files/2022-06/flyer-australia-needs-a-public-post-office-bank-citizens-party-june-22.pdf MP contact … Continue reading "Get Behind This Economic Solution… [Podcast]"

We look at the latest from China, cheap food, more listings, and unions in the Real Estate sector with our property insider Edwin Almeida. And we ask what’s wackier than a conspiracy theory, and look at “Frictional Unemployment…” https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

JPMorgan Chase & Co. Chief Executive Officer Jamie Dimon and his Morgan Stanley counterpart, James Gorman, both said Thursday that they aren’t steering their firms toward shelter even as they see a confluence of global events denting the economy in the months ahead. “The consumer right now is in great shape,” Dimon said on a … Continue reading "Tight Credit Markets Hits Banking’s Big Beasts… [Podcast]"

Following the Reserve Bank’s double rate hike, big banks have lifted all their variable mortgage rates by 0.5 percentage points. As a result, the average variable borrower will have seen their rate rise by 1.25 percentage points since the start of May. That means someone with a $500,000 mortgage, with 25 years remaining, will see … Continue reading "The Property Crash Is Just Getting Started.. [Podcast]"

This is an edited version of a live discussion about the current state of the markets with Investment Manager Tony Locantro from Alto Capital, in Perth. https://www.altocapital.com.au/ Original stream and chat: https://youtu.be/8G-RnSdcgOg Go to the Walk The World Universe at https://walktheworld.com.au/

We look at the latest ABS data as unemployment hits the lowest since 1974. That said, hours worked fell, despite the growth in jobs, and more were on the bench because of illness. Question now is whether higher wages growth will follow. Go to the Walk The World Universe at https://walktheworld.com.au/

Stocks wobbled but ultimately ended lower on Wednesday, as the fastest pace of inflation in decades stoked bets that the Federal Reserve will be forced to deliver a much larger than expected 1% rate hike later this year.The S&P 500 closed down 0.5%, the Dow Jones Industrial Average fell 0.7%, or 208 points, the Nasdaq … Continue reading "The Inflation Monster Runs Free…. [Podcast]"

I discuss a recent RBA release about correspondence between the Treasurer and RBA about risks from derivatives. While the focus of the letters is superannuation, there are wider issues at play here, as I explore with Robbie Barwick from the Citizens Party. https://citizensparty.org.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

Our latest property-related chat with Edwin Almeida, our property insider as we look at the latest from China in terms of new migrants, listing numbers, real estate agent behaviour, and the shape of the market. And we have Edwin’s latest hot tip. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/