Digital Finance Analytics (DFA) Blog

Those following the DFA channel will know we have been tracking the rise of mortgage stress in recent times, as the higher interest rates and prices bite while real incomes stalled. I have been listing some of those post codes, like Liverpool in Sydney or DonnyBrook in Melbourrne, where we have been measuring cash flow … Continue reading "The Mortgage Stress Pigeons Coming Home To Roost!"

This is an edited version of a live discussion with Crypto evangelist Adam Stokes as we examine the recent changes in the market, as gold rockets to new highs, even as rate cuts and QT is under way. Where is the real value of money, and how does Crypto play into this? http://www.martinnorth.com/ Go to … Continue reading "DFA Live Q&A HD Replay: Asset Inflation, Rate Cuts & Crypto: With Adam Stokes"

In this weeks show with our Property Insider Edwin Almeida, we look at the latest data and reports on the property market. How far is the lag and what can we tell about what is happening on the ground? The vibes are showing higher listings, but not necessarily good quality ones and the rest, while … Continue reading "Its Edwin’s Monday Property Rant!"

Whilst data should be immutable, interpretation of said data can be tweaked and turned, to spin a particular story. As we have seen in the press this past week. Take, for example auction clearance results. The preliminary auction clearance rates for this past weekend in the biggest markets of Sydney and Melbourne came out tracking … Continue reading "Is Property Springing Into Life, Or Catching A Cold?"

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, while covering commodities and crypto on the way. Weird though it seems, a short speech given by an elderly gentleman in a valley and wilderness recreation area in western Wyoming had the markets on … Continue reading "Rate Cuts Incoming: But Be Careful What You Wish For!"

I caught up with author Bruce Francis Schaafsma who has just published a thought provoking book which questions some fundamental assumptions about economics, with profound and far-reaching consequences. While we see the rich getting richer whilst others struggle, what if there are enough resources in the world, and the real issue we face is a … Continue reading "The Real Truth About The Wealth Of Nations: With Bruce Francis Schaafsma"

In this show we look at the technocrats at the Bank for International Settlements, how they came to hold so much power, and what that means for us today. Timely, given the Jackson Hole bankers “love-in” happening this week. This builds on my earlier show “Who Killed The Australian Dream?” recorded with Elisa Barwick from … Continue reading "Austerity By Design: Who’s Taking The BIS? With Elisa Barwick"

You may recall that I often say, there is not one property market but many micro markets that behave in quite different ways. But at the capital city level, Melbourne appears to be in some strife in terms of price falls at the moment. Overall, it certainly looks like the combined impact of state policy, … Continue reading "Is Melbourne The Property Problem Child?"

This is an edited version of a live discussion with the founder of Spachus, the property data portal, a true independent in the Australian real estate market, which provides unbiased and transparent data across the country. Their data is updated every 24 hours so you can get the latest trends and insights first! Lets see … Continue reading "DFA Live Q&A Replay: Deep Insights Into The Property Market With Spachus"

In tonight’s show our Property Insider Edwin Almeida and I chuckle at the “innovative” policy for first home buyers being mooted in the USA (no, these do not work: see Australia!), look at price growth in Perth, and a horror story in Logan City, Brisbane, as well as the normal deep dive in the numbers. … Continue reading "Its Edwin’s Monday Evening Property Rant!"