Digital Finance Analytics (DFA) Blog

This is the final party of my July Financial Pressure analysis, where we answer specific questions from our audience. First part here: https://youtu.be/eRM8alMOi4gSecond part here: https://youtu.be/sCW1_91LDQo http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post is brought to you by Ribbon Property Consultants. If you are buying your home in Sydney’s contentious … Continue reading "You Asked, We Answered: More Households In Financial Stress!"

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, while also covering the action in commodities and crypto along the ways. My analogy of traders on a boat, running from one side of the deck to the other still holds, as the recession … Continue reading "Return To Plan A (For Now) Says The Market As New Data Swings!"

On Friday, RBA Governor Michele Bullock and her new look team were questioned by the House Economics Committee in Canberra for most of the morning. And I watched it all, so you don’t have to! There was very little new at one level, because the bank had recently released its statement on monetary policy and … Continue reading "The Narrow Path Is Beset With Uncertainty!"

You have to ask the question: are the ABS stats on employment, which were released today, meaningful? Because according to the data for July, a record share of Australians are either working or looking for a job and about 58,000 people found work last month. The increase in employment was not enough to stop the … Continue reading "Australian Employment Booms Even As Unemployment Rises!"

Interesting question, who you believe more the markets, or Central Bankers. Of course those in Central Bank land, will claim data dependence, and moving targets, and as RBA Deputy Governor Andrew Hauser warned recently it’s a risk to listen to “false prophets” on interest rates; and yet after several false dawns, New Zealand’s central bank … Continue reading "Kiwis Get A Rate Cut As The Reserve Bank Pivots!"

This is an edited version of a live discussion with Leith van Onselen, Chief Economist at Nucleus Wealth and Co-founder of Macrobusiness as we pick apart the latest economic myths across property and the economy. Original show is here: https://youtube.com/live/bT-hxYrjJ1A http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

This is our weekly market update, where we start in the US, go across to Europe and Asia and end in Australia, covering commodities and crypto on the way. And which ever way you look at the past week, it was a volatile perfect storm driven by weird US jobs data, Middle East tensions, and … Continue reading "After The Perfect Storm, How’s The Market Wreckage, And What’s Next?"

Demand for a place to live remains very high, driven by population growth from mega-high migration and low but perhaps improving vacancy rates in the rental sector. We know that roughly one third of households own their own property, outright, one third own with a mortgage, and one third rent. Those in the last two … Continue reading "The Sham Build To Rent Property Solution…"

In today’s deep dive, Elisa Barwick from the Australian Citizens Party shares her research on why housing has become so expensive, and what can be done about it. But this is not the normal discussion of high migration or currently government policy, rather it sheets the cause to a chapter of history dominated by neo-liberalists, … Continue reading "Who Killed The Australian Dream? With Elisa Barwick"

The Reserve Bank held its cash rate at 4.35% for a sixth straight meeting on Tuesday and lifted its forecasts for inflation and economic growth. In her press conference after the policy decision, Governor Michele Bullock said there’s still a risk that inflation will take too long to return to target and said it’s too … Continue reading "When Things Don’t Add Up At The RBA"