Divas, Diamonds & Dollars: The Podcast for Women Building Wealth and Wisdom

Most of us have one primary source of income to pay for our daily expenses. We call this your "Bread and Butter" money because it takes care of the basics. As time goes on, we may find we're not using all our skill sets, or maybe there are shortfalls, as in more month than money. Reportedly 60% of households are just one paycheck away from being in crisis. (CNBC & Momentive Survey.) In this podcast we are going to talk about the situation so you don't become the next statistic! We are going to give you the broad strokes for making (more) money, keeping more of what you make, and increasing your cashflow!

Special Note: April 1st marks a new quarter so we are also going to check in on your progress with the Four Ps to Peak Performance - happy with your progress so far?

As always, we invite you to lean in for possibly the best conversation you have had all week. Don't forget to subscribe, and remember, sharing is caring. :)

It's just about that time of year again! We know that taxes are a necessary evil; however, my personal philosophy on paying taxes is to not pay any more than I must. Let me quote Judge Learned Hand who said:  "Anyone may so arrange his affairs that his taxes shall be as low as possible; he is not bound to choose that pattern which will best pay the Treasury; there is not even a patriotic duty to increase one's taxes."

And with those words as a backdrop, the point I want to get across to you is that it's not how much you make it's how much you keep. And furthermore, it's also "how" you make your money  (business vs W2 earnings) and how you spend your money. Take a cue from the 1% who typically have multiple (business) income streams and are almost without exception invested in the stock market and other asset-building ventures. More importantly they know how to use the tax code to their advantage, so today we want to talk about the 5 Rookie Tax Planning Mistakes (and if you're of a certain age, be aware of hook number 6!)

See also this website for additional information on deductions: https://money.usnews.com/money/personal-finance/articles/legal-secrets-to-reducing-your taxes

Is the Superwoman Era behind us? Do you remember the commercial jingle, "I can bring home the bacon, fry it up in a pan, and make you never, ever forget you're a man"? After all these years it's still in my head, although I have no idea what the product was. But aside from its sexist overtones, I felt it spoke well to women's independence. The success journey can be a long one , and anyone who tells you otherwise is being disingenuous. And really, Divas, Diamonds, and Dollars' podcast is not talking a one-and-done type of goal; we're talking real lifestyle changes. Full disclosure: contents under pressure - success may require some heaving lifting!

When making the transition to multipreneurship you will need to be pristine with your time. You not only have to work smarter, but you also have to work harder. In this podcast we share some great ideas for productivity, as well as the persistence, passion and pluck necessary to give you the edge so you can be more successful in today's environment. We invite you to lean in for possibly the best conversation you have had all week.

As promised in the podcast, here's the mnemonic for how to up-level your calendar:

Connections

Action items

Leisure

Education

Networking

Delegation

Address open items

Review and prepare

Enjoy this new episode of our signature Trailblazer Interview Series as we sit down  and take a deep success dive with today's superstars who are doing B.I.G. (Bold, Inspiring and Gifted) Things, and changing the world in which we live!

Join us for today's powerful conversation with our guest Trailblazer Lisa Love, the CMO & Co-Founder of Tanoshi Computers where the mission is to prepare all kids for a digital future, no matter their socio-economic background. Lisa and Team Tanoshi appeared on Shark Tank in 2020. This successful entrepreneur and app-preneur was named in 100 Powerful Women of 2020 by Entrepreneur Magazine and Top 100 Women Entrepreneurs of 2020 by Inc. Magazine. In 2021 she made the Forbes Next 1000 list. 

Success oriented entrepreneurs, start-up founders and leaders, aspiring business owners, we invite you to lean in for possibly the best conversation you've had all week!

Women are advancing in the workplace, but women of color still lag behind. From stifled opportunities, to lack of supportive mentors, women of color often have to overcome many biases both overt and otherwise in the workplace. The gap in earnings between women and men, although smaller than it was years ago is still significant: women as a whole make 79 cents for every dollar men earn, but Black women earn only 64 cents on the dollar and for Latinas it's only 54 cents! 

Listen in as we share ways to take control and break the mold: get educated on personal finance, increase your financial confidence and thrive!

You've no doubt heard "where there's a will, there's a way." I want to update a bit and suggest that "where there's a plan, there's a way." You've thought long and hard about your dreams and bold goals (refer back to our Personal and Professional episodes of the 4Ps to Peak Performance Challenge), so now the question becomes, how to bring the magic to life?

If you've been paying any kind of attention you know that people of color lag not just in income, but also net worth. Recent studies indicate that the average net worth for Black people is $24k, for Latinos it's $36k compared to $100k for White people. This begs the question why is that the case? One key reason is the lack of financial literacy and for some it could be more a case of lack of financial confidence. Stick with us and we will do our part to help you increase both! Pull up a chair as we take a deep dive into several ways you can increase your income, while at the same time learn strategies to reduce your debt. After all, it's not so much about how much you make, it's more about how much you keep.

We invite you to lean in for possibly the best conversation you've had all week.

The arrival of March reminds us to Celebrate Women's History Month and all the accomplishments of special women, trailblazers and thought leaders who are paving the way for women everywhere. While we salute great achievements, we know the hard work continues which is why it's more critical than ever to get your Money House in Order. Join us for this 3rd chapter of 4 Ps to Peak Performance: Your Pocketbook. We continue to build on the lessons learned when we created your Personal Goals and your Professional Goals for Business and Career. With the knowledge that we have to be able to fund our dreams and goals, this episode introduces some important money principles to stupport you on your financial journey.

As always, we invite you to lean in for possibly the best conversation you have had all week!

Today we’re excited to bring you an installment from our signature Voyager Interview Series, as we probe the minds of experts from all walks of life to bring you 10 Questions and the Expert Answers That Can Change Your Life.

As you know, Pink Passport Society encourages women to diversify their income through multipreneurship and collaborations because, together we can do more. I also believe that “without the list, you don’t exist” so I’m excited to be able to talk to our guest expert today who is going to shed some key insights on getting found and growing engagement.

I’m pleased to introduce Diana Concoff Morgan, Marketing Strategist of Whole Heart Marketing, a published author, national speaker and a successful serial entrepreneur with over 30 years of experience including building two successful businesses using the strategies that she teaches her clients.

Diana helps Coaches, Change Makers and Thought Leaders and other Entrepreneurs who rely largely on relationships and referrals to gain new clients. The Whole Heart Marketing Strategy is designed to increase connections and convert them into referrals and clients with tried and tested strategies.

Calling all introverts and otherwise reserved business owners and leaders who want to be more comfortable sharing their all on the requisite social media platforms. If you want to grow your business and increase engagement, lean in for possibly the best conversation you have had all week about social media for the socially awkward!

Although we celebrate Black History Month in February each year, remember Black History can be brought to you all rear round. In this episode, we discuss why we must celebrate Black History Month and why we must teach Black History. We need more teachable moments, so we don't forget. Speak up about what you believe in. You might increase market share, broaden your network, or find the courage to speak out on other significant matters.  Do enjoy this podcast and then take action on what you've learned.

#BlackHistory #BlackSuccess #SuccessfulBlackWomen

Learn more about your host Larisa Troche

Learn more about your host Cecelia Benford.

When your alarm clock goes off in the morning, do you find yourself praying "oh please just let them leave me alone today"? If that has become your daily mantra, then something definitely needs to change. (True story!)

In any case, whether you become part of the Great Resignation aka The Great Repositioning, check out this episode as we walk you through those burning questions you want to consider before you finalize your Professional Goals for 2022 in Part Two of our Four Ps to Peak Performance Challenge. 

As always, we invite you to lean in for possibly the best conversation you've had all week!