Welcome back to another episode of Divorce at Altitude! This week, host Ryan Kalamaya is joined by Certified Divorce Lending Professional (CDLP) Karla Kyte to explore the critical intersection of divorce and real estate. With mortgage rates and home prices rising, understanding how divorce impacts homeownership, refinancing, and mortgage qualifications is more important than ever.

With 27 years of lending experience in Colorado, Karla helps divorcing individuals navigate property division and mortgage financing. This episode unpacks common real estate pitfalls and smart planning strategies to help homeowners make informed decisions.

Episode Highlights:
• Why real estate is central to most divorces—and the financial stakes involved
• How child/spousal support affects mortgage approval and temporary orders matter
• The truth about refinancing and mortgage assumptions
• Buying a home before the divorce is final—yes, it’s possible
• Why working with a CDLP can prevent costly settlement mistakes

Key Takeaways:
💡 Mortgage misconceptions in divorce cases—and how to avoid them
💡 Why early, court-ordered support improves loan eligibility
💡 Smart financial planning is key when keeping or buying a home

📍 Connect with Ryan & Divorce at Altitude:
Phone: (970) 315-2365
Facebook + LinkedIn: Kalamaya Goscha
Email: [email protected]

What is Divorce at Altitude?

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado.

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.