Divorce Rich with Jacki Roessler, CDFA

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People don’t usually think they’re going to “lose it” over a lamp, a ring, or a set of dishes, until divorce turns personal property into a power struggle. We sit down with Kelly Knoll of Heritage Appraisals to get brutally clear about what household items, jewelry, art, antiques, and collectibles are actually worth, and when they are not worth the fight.

We talk about practical steps you can take early, like setting a value threshold, documenting portable items, saving receipts and certificates of authenticity, and understanding when photos are enough versus when an in-person inspection is needed.

Then we zoom out to trends shaping valuations right now, including softer demand for many traditional antiques, continued strength in modern and mid-century aesthetics, the market shock to natural diamond prices from lab-grown diamonds, and why more buyers are shifting toward colored gemstones. We even touch on designer handbags and how scarcity and brand discipline can make or break resale value.

If you’re negotiating a divorce settlement or trying to protect your financial future, this conversation helps you stop guessing and start making clean, defensible decisions. Subscribe, share this with someone who needs it, and leave a review so more people can find the show.

• To schedule a complementary consultation with Kelly Knolll for your persona property questions in divorce, CLICK HERE

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

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Teens can look like they’re doing great while their world is quietly cracking. When parents divorce during adolescence, kids may keep their grades up, stay active, and joke with friends, yet still feel fear, anger, confusion, and a deep sense of loss about the family they thought they had. We sit down with national board certified mental health professional Sarah Kuretzky Rossington to talk about teen divorce recovery and why this stage is so often neglected. 

• Ciick HERE to listen to Sarah on her podcast, the Hardcore Therapist, https://www.thehardcoretherapist.com/
• To schedule an initial consultation with Jacki, Click HERE https://calendly.com/roessler-jacki/30min?month=2026-06
• Send your questions to us at [email protected]

If this helps you, subscribe, share it with a co-parent or friend, and leave a review so more families can find support when they need it most.

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

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A divorce can expose one truth faster than almost anything: if you don’t have cash you can access today, you don’t have real options tomorrow.   In this episode, I share the idea that has been living rent-free in my head since hearing Jean Chatzky talk about it on Her Money: “her safety net” a personal, liquid account in your name that exists before you ever need it.

I walk through why this is not just an emergency fund for surprise expenses. A safety net fund changes how you make decisions at work, at home, and across the divorce table because it reduces panic and protects your ability to say no. You’ll hear a story from my professional experience about how short-term cash pressure and growing credit card debt can push someone to accept a long-term divorce settlement that isn’t truly fair, even when marital assets will eventually pay the bills.

If this resonates, take one small step tonight, then subscribe, share the show with someone who needs it, and leave a review so more women can find financial clarity when it matters most.

• To schedule a complimentary 30-minute consult with Jacki, Click Here

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

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A 2.75% mortgage rate sounds like a gift until divorce turns it into a trap. We bring you a real case study from Northville, Michigan where the marital home is valued anywhere from $750,000 to $900,000, one spouse refuses to sell, and the other spouse wants their fair share of the equity. With two minor kids and a massive income gap, the question stops being “Who wants the house?” and becomes “What is legally possible, financially feasible, and emotionally smart?”

We sit down with Katherine Frampton, Esq. (Michigan family law attorney), Brian Mutter, CDLP (divorce mortgage specialist), and Jodi Douglas, MS, CDRE™, RCS-D™ to compare how each professional sees the same problem. We talk candidly about what courts often do when couples cannot settle, why refinance deadlines and default protections matter, and the uncomfortable truth that a lender’s appraisal and underwriting rules do not care what your divorce agreement says the home is worth.

You will also hear the lending realities that surprise most people: when child support and spousal support can count as income, the three-year continuance requirement, and why six months of documented receipt can affect your timeline. We close with practical first steps for the first 30 days so you can make a housing decision with eyes wide open, not just hope.

Subscribe, share this with someone navigating a divorce and the marital home, and leave a review so more people can find these divorce financial planning and housing insights.

• To reach out to Katherine Frampton, Esq. https://rubinframpton.com/katherine-frampton/
• To reach out to Brian Mutter, CDLP: https://www.goforwardmortgage.com/contact/
• To reach out to Jodi Douglas, MS, CDRE™, RCS-D™; https://www.howardhanna.com/Agent/Detail/Jodi-Douglas/67640
• To Listen to Our Primer Episode on this topic, click the link below https://podcasts.apple.com/us/podcast/the-marital-home-in-divorce-experts-weigh-in-sell/id1735150222?i=1000702062111

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

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Divorce can make you feel like you’re rebuilding from scratch, but the real challenge is longer than the settlement paperwork: how do you stay stable, independent, and confident for the next 25 to 40 years? We sit down with Logan Dimitrie, associate financial planner at the Center for Financial Planning, to unpack longevity planning in plain language and make it practical for anyone navigating divorce or life as a newly single adult.  Logan also shares details on the Center’s virtual Longevity Conference for caregivers (May 21, 11 a.m. to 1 p.m.), https://www.centerfinplan.com/longevity-virtual-conference-2026.with resources on dementia caregiving, community support, scams, fraud, and the key legal steps to protect your family. 

To Reach out to Logan, 

• https://calendly.com/logan-dimitrie/introduction-call-clone
• https://www.centerfinplan.com/logan-dimitrie
• https://www.linkedin.com/in/logan-dimitrie/

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

Send us Fan Mail

You’re finally at the end of your divorce, you sign the agreement, and for a moment you can breathe again. Then the doubt rushes in and it feels like your brain is replaying every conversation, every number, every “what if I went to trial” scenario. We call that finish line whiplash, and it’s one of the most common patterns I see after years of divorce financial analysis and divorce settlement support. The hard truth is that urgency to be done and panic after it’s done are both terrible places to evaluate major money decisions. 

• Click here to book a complimentary consultation with Jacki by clicking here https://calendly.com/roessler-jacki/30min?month=2024-03
• Click here to download your Post Divorce Gameplan worksheet https://www.roesslerdivorce.com/wp-content/uploads/2024/09/post-divorce-gameplan-fillable.pdf

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

Send us Fan Mail

Your divorce isn’t just happening in courtrooms and conference rooms anymore. It’s happening in your texts, your emails, your payment apps, and the posts you forget you made. We’re joined by Michigan family law attorney, mediator, and collaborative attorney Max Emmer to unpack what a “digital footprint” really means in modern divorce and how one careless message can become expensive leverage.

We talk through what’s truly discoverable in divorce discovery versus what’s actually relevant, and why that difference matters when emotions are high. Max shares practical guidance on co parenting communication, including how hostile text chains can show a court that neither parent can effectively cooperate. We also dig into the money trail: Venmo and Zelle transfers, credit card statements, and the “optics” that can make small charges feel explosive when they show up as pages of transactions.

• To reach out to Max to schedule a consult, click here https://www.emmerlawplc.com/
• To schedule a consultation to see if Jacki is a good fit for your case, click here https://calendly.com/roessler-jacki/30min?month=2025-01

If this helped, subscribe, share the episode with someone who needs it, and leave a review so more people can find clear divorce financial and legal guidance.

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

Send us Fan Mail

A pension can look “handled” in your divorce judgment and the former  spouse can still get reduced (or zero) benefits. That is the gut punch behind today’s deep dive on QDROs, the qualified domestic relations orders that actually control pension division in divorce. We walk through what a QDRO does, why plan administrators only follow the approved order, and how a delay can undo an otherwise solid settlement. 

That “most important” factor is timing. We explain how QDROs often get treated like leftover paperwork after the judgment, how plans can require multiple revisions, and why no one is automatically tracking the process unless you step in. 

Then we shift to the mailbag: a listener asks what to do when an ex agrees to pay credit card debt but the creditors still come after her, and we talk through enforcement and protecting your credit. 

Subscribe to Divorce Rich, share this with someone navigating divorce financial planning, and leave a review if it helped you take one concrete step toward protecting your financial future.

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

Send us Fan Mail

One stock can quietly take over your entire financial life and divorce forces you to make a decision before you feel ready. When a concentrated stock position grows out of employer equity, a hot tip, or a long run of gains, it can look like the easiest asset on the spreadsheet. We see the opposite: it can be the riskiest, most emotional, and most misunderstood part of the divorce settlement.

We walk through why concentration risk matters more during divorce than almost any other life moment. Diversification is not just an investing buzzword here, it is protection against extreme volatility exposure and bad timing. We also dig into the practical fight that shows up at the table: one spouse wants to hold for future growth while the other wants stability now, and neither view is “wrong” until you run the numbers against real life cash flow needs.

Then we get specific about the money details that change outcomes, especially cost basis and capital gains taxes. A large stock position with a low cost basis can carry a big tax bill under the surface, so a million dollar asset may not be a million dollars after tax. From there, we lay out three settlement paths: sell and split the cash, divide shares in kind, or let one spouse keep the stock while the other takes offsetting assets, as long as risk and taxes are properly considered.

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women

Send us Fan Mail

AI is already sitting at the negotiation table in divorce, whether we want it there or not and that’s exactly why we wanted this conversation. I’m joined by Jamie Lima, a financial planner, certified divorce financial analyst, and software developer who’s building Secure Split to modernize how divorce professionals and clients handle the money side of a case.

We get honest about the downside first: AI hallucinations and misinformation. When someone is overwhelmed and searching for certainty, a confident-sounding answer from a chatbot can feel like truth, even when it ignores state rules, county-to-county differences, and the reality that most divorces settle through negotiation. Jamie shares why prompting matters, why citations and controlled sources matter, and why AI is not the same thing as a search engine.

Then we dig into what AI can do well in divorce financial planning: streamline data gathering, reduce manual entry mistakes, and help professionals build clearer scenarios faster. Jamie walks me through Secure Split’s approach to case management, secure client data collection, and an embedded AI assistant called Casey that can explain what you’re seeing on screen, guide workflows, and help generate scenarios based on the facts in the file. We also talk about the consumer version and why educational tools still need guardrails that steer people back to qualified legal and financial advice.

Finally, our mailbag tackles a question I hear all the time: should you take a pension buyout or keep lifetime income? I explain how pension valuation works, why assumptions drive the number, and how side-by-side projections help you compare outcomes without letting emotion run the decision.

Subscribe for more practical divorce money guidance, share this with someone who needs clarity, and leave a review so more people can find the show.

• To learn more about Secure Split, click https://essentials.securesplit.com/
• To schedule an introductory call with Jacki, click https://calendly.com/roessler-jacki/30min?month=2024-03

How to Reach Jacki

Visit the new Divorce Rich Podcast page on Jacki's website to learn more about Jacki's practice and to find valuable resources for your case.  Divorce Rich - Roessler Divorce Consulting.

If you wish to schedule a free 30-minute initial consultation, you can reach Jacki at Roessler Divorce Consulting.

DIVORCE RICH PODCAST SPONSORS

Center for Financial Planning

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

DAWN
Divorce Attorneys for Women: Michigan's Original Divorce Attorneys for Michigan.  DAWN - Michigan's Original Divorce Attorneys for Women