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Ever wondered how quickly you should act on a Qualified Domestic Relations Order (QDRO) to claim your rightful share of an ex-spouse's retirement assets? We take a quick dive  into the QDRO process in this "snack" episode, offering you practical advice on gathering essential documents, choosing the right QDRO preparer, and ensuring that all parties cooperate to avoid unnecessary delays. With expert insights, I emphasize the importance of keeping the lines of communication open and navigating this complex process with urgency and precision.

Time is of the essence, and understanding the critical timing of QDROs can make a significant difference in your financial well-being post-divorce. Learn  the potential risks of delays—such as losing access to funds if your ex-spouse dies, remarries or retires before the QDRO is finalized. This episode is packed with actionable tips designed to empower you with the knowledge to act swiftly and safeguard your financial future. Share these insights with anyone you know who might benefit, and ensure you’re fully prepared as you navigate this crucial aspect of divorce proceedings.

• POST DIVORCE QDRO AND ASSET TRANSFER MANAGEMENT SERVICES WITH JACKI: Make an appointment to learn more about our new FLAT FEE divorce transition packages. Starting in 2025, Roessler Divorce Consulting is offering a new flat-fee service for post-divorce transition coaching. CLICK HERE TO BOOK NOW:
  • https://calendly.com/roessler-jacki/post-divorce-transition-coaching-consult?month=2025-01
• QDRO DRAFTING RESOURCES
  • Divorce Solutions (248-354-0495) https://www.divorcesolutionsllc.com
  • The QDRO Company (877-661-7376) https://www.theqdrocompany.com/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Unlock the secrets of managing your financial future amidst the challenges of divorce with our latest episode featuring certified financial planner Kali Hassinger, CFP®, CSRIC® from the Center for Financial Planning. We dive into the world of defined contribution plans like 401(k)s and IRAs, revealing the tax advantages they offer and how they can lower taxable income while boosting long-term savings. Callie's expertise sheds light on the complex rules surrounding 401(k) withdrawals, loans, and vesting schedules, providing clarity on these crucial financial tools during a divorce.

With practical advice and an emphasis on the importance of a detailed post-divorce financial checklist, this episode equips you with the tools to navigate the post-divorce financial landscape with confidence.

• Kali Hassinger, CFP®, CSRIC®, is a Senior Financial Planner and CERTIFIED FINANCIAL PLANNER™ professional at Center for Financial Planning, Inc.® in Southfield, Michigan. To schedule an intro meeting with Kali, CLICK HERE
  • Kali joined the Center team in 2013 and has been involved in the financial planning and insurance profession for her entire career. Kali works with many individuals post-divorce to develop a financial plan with their new circumstances and best interests in mind.  The financial planning process focuses on all the aspects of your financial life, including, but not limited to, investment management, retirement, and tax planning.  Kali works to help clients feel confident and secure knowing that they have a partner who can be trusted with any of life’s financial decisions. Kali is a Chartered SRI Counselor™ meaning she can give advice on socially responsible investing. She completed the Certified Divorce Financial Analyst (CDFA®) curriculum and successfully passed the three levels of testing in 2017.
• To schedule an intro meeting with Jacki to discuss pre, during or post-divorce consulting and see if you're a good fit, CLICK HERE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Unlock the secrets to regaining financial control after divorce with insights from our special guest, Karen Schultz-Tarnopol, the mastermind behind Heirloom Consulting. Karen offers her wisdom on the often neglected yet vital realm of estate planning and legacy management, shedding light on the intense responsibilities a trustee carries and the sometimes staggering 500 hours it can take to settle an estate. This episode is a treasure trove of advice for single individuals aged 40 to 65, who strive to protect their children and secure their financial future post-divorce. We promise a deep dive into the complexities of estate planning, ensuring you walk away with the tools to maintain control over your financial and personal decisions beyond your lifetime.


RESOURCES: 

• To connect with Karen and Heirloom Consulting, click one of the links below
  • Facebook www.facebook.com/Heirloomconsulting/
  • LinkedIn https://www.linkedin.com/company/heirloom-consulting-llc
  • Instagram https://www.instagram.com/heirloomconsultingllc/
  • Website www.heirloomconsultants.c
• To schedule a post-divorce transition blueprint meeting with Jacki (flat fee service for post-divorce clients), use the link below: 

https://calendly.com/roessler-jacki/post-divorce-transition-map

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Discover how a plate full of plants can give your body, mind and wallet the re-set it needs after divorce with my guest, Kathryn Pollard, MS, a celebrated author and nutritionist. Kathryn's award-winning book "Eating Does It" serves as our guide, offering a roadmap to reclaim health and wellness through nutrition. We dig into groundbreaking research by Dr. T. Colin Campbell shedding light on how whole food, plant-based diets can lead to improved health and prevent disease. This episode is a deep dive into how dietary changes can help you regain control over your life.

• Click here to purchase Eating Does It-Healing Ourselves and Our Planet with Food (Divorce Rich listeners can use discount code KP25P (for print) KP25E (for epub)-good through March 31, 2025)
• CLICK HERE to learn more about how plant based diets can help trim your budget 
• Click here to book a complimentary30-minute Zoom consult with Jacki https://calendly.com/roessler-jacki/30mi

 This episode aims to empower you, offering encouragement and practical steps to enhance your well-being during stressful times through plant-based eating. 

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Have you ever said, "I'm bad with money"? How about "My spouse understands finances and I just don't-it's a weak area for me"?  If you answered yes to either of the above, this episode is a must-listen! Financial and investment literacy has nothing to do with intelligence and everything to do with exposure and education. 
Divorcing individuals need a basic understanding of finances to make good decisions about which investments to take in a divorce settlement as well as how to manage them effectively for their future financial security. 

Resources:

• For women who find themselves saying “I’m bad with money” click here to purchase GIRLS THAT INVEST by Simran Kaur; a fantastic primer on building investment competence and confidence. 
• To shore up on basic investment literacy, it’s hard to go wrong with the The Motley Fool website where you can find the information you need in a welcoming and encouraging format
• Listen in to CNBC's Fast Money Podcast to learn the latest in investment news and information

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Unlock one of the big secrets to dividing pensions in divorce with Jacki Roessler on the Divorce Rich Podcast. Ever wondered how a Qualified Domestic Relations Order (QDRO) could impact your financial future? This episode promises to simplify the complexities of pension plans, especially for those in Michigan's automotive industry, where pensions are a cornerstone of retirement.

One Canoe or Two? Imagine your retirement pension income as a river, which can be navigated with either one or two canoes. Your QDRO divides the pension  using one of these division approaches. We examine these pension division methods, highlighting how each approach can affect your financial landscape. Whether it's the interconnected fate of the one canoe method or the separate paths of the two canoe strategy, understanding these options could be pivotal during divorce proceedings.

Delve into survivor benefits and other psychological advantages that may arise, ensuring you are equipped to make informed, fair decisions.

RESOURCES

• Click Here to listen to an episode with a former client about her own QDRO https://podcasts.apple.com/us/podcast/a-qdro-horror-story-with-former-client-brooke/id1735150222?i=1000651374846
• Click here to listen to an episode with QDRO expert, Dave Roessler https://podcasts.apple.com/us/podcast/qdro-time-bombs-with-expert-dave-roessler/id1735150222?i=1000648664578

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Can truly understanding your credit alter your financial future after divorce? Prepare to uncover strategies that could reshape your financial landscape.  In this episode, Jacki will  guide you through the complexities of maintaining and improving your credit score during and after divorce. This episode of the Divorce Rich Podcast will explain why your credit score is more important than ever, especially in securing loans, mortgages, and even job opportunities.  If you want financial freedom after your divorce, you need good credit. We'll discuss practical tactics for credit monitoring using tools like Credit Karma, all while keeping your score intact.

Jacki also shares practical insight and tips you can implement today to affect your credit rating. Lean into optimum credit card utilization, making timely payments and learn other factors that impact your credit. We'll explore how solutions like 401k loans and home equity loans can offer relief from credit card debt without further affecting your credit score. 

RESOURCES:

• CLICK HERE TO FREEZE YOUR CREDIT
  • Click the link below to visit Credit Karma.com
  • https://www.creditkarma.com/auth/logon?redirectUrl=https%3A%2F%2Fwww.creditkarma.com%2Fcredit-health%2Fequifax%2Fmain
• To see if you're a good fit for divorce financial planning, schedule a complimentary consultation with Jacki, by clicking the link below.
•   CLICK HERE FOR A 30-MINUTE FREE CONSULTATION

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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How do survivors of domestic violence navigate the treacherous waters of divorce without being re-traumatized? On this episode of the Divorce Rich Podcast, we're joined by Beverly Price, the formidable CEO of the Divorce Coalition and founder of Her Empowered Divorce, to unravel the complexities of divorcing an abusive partner. Together, we break down the crucial elements required for survivors to advocate for themselves effectively. Beverly sheds light on the harsh realities of re-traumatization and emphasizes the critical role of finding attorneys skilled in handling such sensitive cases. We also uncover the immense value a divorce coach can offer, acting as a beacon of support through these trying times.

Beverly Price is passionate about helping women reclaim their power during and after divorce. As a Certified Divorce Coach (CDC), she’s guided countless women through the toughest moments of their lives, from navigating high-conflict divorces to dealing with the trauma of domestic abuse. Beverly knows firsthand how overwhelming divorce can be and provides the support she wishes she had during her own journey.

She’s also the co-founder of The Divorce Coalition, working to transform how society addresses domestic abuse through education, collaboration, and advocacy.

 RESOURCES

•     To book a consultation with Beverly, CLICK HERE
•     US National Domestic Violence Hotline - Call 1.800.799.SAFE (7233)
•      To find out more about Domestic Abuse on Podcasts and Blogs  VISIT THE DIVORCE COALITION WEBSITE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Can investing outside of a bank account or CD be safe for those navigating a divorce? Tune in as we shatter the myth of high investment risk with my special guest, Melissa Fradenburg, CDFA, AIF,  a seasoned wealth advisor with Antonelli Financial in Grosse Pointe, Michigan.  Together, we unpack the essential strategies for maintaining your purchasing power and combating inflation through long-term investments. Learn how balancing financial safety with diversified investments can set you on the path to financial security. Let Melissa's practical advice guide you through this transformative period, ensuring your financial decisions are well-aligned with your long-term goals.

We also delve into the significance of setting clear financial goals during life changes like divorce. Whether it’s planning for retirement, buying a home, or funding your child's education, we explore how to choose the right financial instruments—like IRAs, Roth IRAs, and 529 plans. Discover the therapeutic benefits of goal-setting and budgeting, and how automating your savings can simplify your financial life. 

Follow Divorce Rich on Apple or your favorite podcast platform, and spread the word to friends and family who could benefit from our insights.

RESOURCES

• To schedule an appointment with Melissa, email [email protected] or call 313-290-2602
• CLICK BELOW to contact Melissa and schedule an appointment

https://www.antonelliadvisors.com/our-team

• To schedule an initial complimentary consult with Jacki to discuss divorce financial planning, click below or email Jacki at [email protected]

https://www.roesslerdivorce.com/contact-us/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

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Discover how to navigate the maze of Social Security benefits and divorce with insights from Vonda Van Til, former Public Affairs Specialist for the Social Security Administration in Michigan. Learn the essential requirements for a former spouse to collect benefits, such as the marriage needing to last at least 10 years and both parties being at least 62 years old. Understand how you can file for benefits based on the highest amount from any qualifying former spouse, even if you've had multiple marriages. Vonda also explains key exceptions and provides tips for financial planning post-divorce, making this a must-listen for anyone facing this challenging life transition.

Jacki and Vonda explore strategies for maximizing your financial position and clear up common misconceptions. Don't miss this episode of Divorce Rich Podcast, packed with valuable information to help secure your financial future

RESOURCES

• CLICK THE LINK BELOW to create your own Social Security account online
  • https://www.ssa.gov/prepare/get-benefits-estimate

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/