Your Money Guide on the Side

Do Budgets Work? | Victoria Ferguson


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And in case you missed it, check out last week's episode of Your Money Guide on the Side where we answered the question, What is Risk and How do I optimize it? 

What do you get when you combine a financial planner with the heart of a teacher and the boldness of a creator? You get Victoria Ferguson—today’s guest and a true money guide for the modern world.

Victoria is a CERTIFIED FINANCIAL PLANNER® who left a traditional finance career to create educational content full-time. Why? Because she knew more people needed clear, honest money guidance—and that trust is built through storytelling, not spreadsheets.

In this episode, we talk about:

  • Why budgets are like diets—and why most don’t work
  • What really makes someone a financial “expert”
  • The emotional side of money most advisors ignore
  • How to interview a financial advisor (with the questions that matter)
  • Why money shame exists at every income level
  • And how to define your own goals before chasing anyone else’s tactics

Victoria shares her best insights from years of working with high-net-worth clients, her decision to walk away from a stable paycheck, and what it really means to feel secure with money—regardless of your bank balance.

Whether you’re looking for a financial planner, trying to navigate online money advice, or just curious what it means to live in alignment with your values… this episode is for you.

🎧 Listen now to learn:
 ✅ How to find a CFP® who’s a true fit for you
✅ Why understanding your values changes your money game
✅ The exact framework to use when you're overwhelmed by financial advice

Connect with Victoria
@financiallyvictoria | TikTok & Instagram
 

Mentioned in the show:

  • Fee-only fiduciaries (what that really means)
  • Why where do you summer? is the wildest financial flex
  • And why first principles matter for financial planning

🧠 Want more episodes like this? Subscribe to Your Money Guide on the Side wherever you get your podcasts and join Tyler’s weekly newsletter at tylergardner.com

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Your Money Guide on the SideBy Tyler Gardner

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