Turns out, a growing number of people are using their 401k to cover unexpected expenses before retirement. So we're ’re talking with Chris Markowski, the founder of Markowski Investments and the host of "Watchdog On Wall Street." We’ll ask him whether it is ever OK to dip into the 401k before retirement? We’ll talk about what to do if you you’ve already withdrawn from that account early, and some alternatives if you’re stuck trying to make ends meet.