Docs Outside The Box

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

While we’re in Ghana for the month of August, we didn’t want to leave you hanging so we will be running replay episodes of our top listened to episodes in the past year with a few new tidbits thrown in. 

We’ve officially completed our medical mission and are now taking the next week to spend time with family in Ghana before heading back to the States. 

We’ve really enjoyed having our kids here with us for this trip and Dr. Renee enjoyed being able to spend time with the kids and enjoy Ghana and not worry about working. 

In today’s episode, Dr. Nii brings on Travis Hornsby, founder of Student Loan Planner, a team of consultants that help people navigate paying off their debt fast while maximizing loan forgiveness opportunities. Student Loan Planner has counseled over 8,000 clients and created plans that cover approximately $1.8 billion in student loan debt.

Things to expect in this episode:

• [08:43] A discussion on FFEL, Direct Loans and Public Service Loan Forgiveness
• [20:02] The difference between Public Service Loan Forgiveness (PSLF) & Income Based Repayment (IBR)
• [50:12] The perfect loan pay-off scenario for medical students, residents, and physicians 

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Links Mentioned: 

PSLF Waiver

60 Minutes feature of Public Service Loan Forgiveness (PSLF)

This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

While we’re in Ghana for the month of August, we didn’t want to leave you hanging so we will be running replay episodes of our top listened to episodes in the past year with a few new tidbits thrown in. 

Before we dive into the episode, Dr. Nii gives everyone a behind the scenes look at what’s currently happening on their medical mission in Ghana so make sure to tune in. 

Julien and Kiersten Saunders are on today's episode. They are creators of the award-winning rich & REGULAR podcast, and hosts of the original series, Money on the Table, a show that blends food with conversations about money. Listen in as Julien and Kiersten talk about the premise of their new book,
, including the 15-Year Career concept.

Things to expect in this episode:

• [08:28] Why they decided to write their book, Cashing Out
• [13:39] When family members don’t understand the FIRE vision
• [18:35] Julien and Kiersten explain what it means to Cash Out
• [37:06] What betting on yourself means and looks like

Guest Contact Information:
Website: https://richandregular.com/
Email: [email protected]
Instagram: https://www.instagram.com/richandregular/
LinkedIn: https://www.linkedin.com/company/richandregular/
Twitter: https://twitter.com/richandregular
Facebook: https://www.facebook.com/richandregular/
Youtube: https://www.youtube.com/channel/UC4HUQztCZd9c1q2rB7SmOAQ
Book: Cashing Out

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

While we’re in Ghana for the month of August, we didn’t want to leave you hanging so we will be running replay episodes of our top listened to episodes in the past year with a few new tidbits thrown in. 

If you could see your life as a series of time slots, how would you fill each one? Listen in as Nii talks to Jordan Grumet, MD (a.k.a. Doc G and host of the Earn and Invest podcast) about his new book Taking Stock.  It challenges readers to view money and wealth building through the lens of purpose, identity, and passion – with the end goal of living life to the fullest and without regret.

Things to expect in this episode:

• [02:43] 3 shocking things you need to know before joining a medical mission 
• [12:22] The meaning of money as oxygen
• [12:58] What happens after you have enough money
• [20:55] What the deathbed teaches about living without regrets
• [37:56] What investing in your life looks like
• [38:35] The “one more year” syndrome, golden handcuffs, and “what ifs”

Connect with Jordan:
Website: www. Jordangrumet.com
Twitter: @earnaninvest
Facebook: https://www.facebook.com/groups/earnandinvest

Book: Taking Stock

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This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

This episode is sponsored by Healthy Conversations by CVS Health hosted by Dr. Daniel Craft. Check it out on Apple Podcasts, Spotify and wherever you get your podcasts and tell them I sent you!

Links Mentioned: 

Episode 371 

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

In today’s episode, we discuss the exact steps we took to make our vacation to Ghana a tax write off. We also dive into some common things you can expense in your business to decrease your tax burden, tax deductible travel expenses, health insurance and pregnancy, and so much more. 

In this episode:

[02:22] Keeping up with the Darkos segment 

[07:10] How our Ghana trip is 100% tax deductible

[09:50] What the Darkos business is paying for to decrease their tax burden

[14:09] Steps you need to take to make a trip like this tax deductible

[19:56] Tax deductible travel expenses

[25:42] Health insurance and pregnancy 

[40:30] Reaction video on Dr. Mike 

[45:36] Why student loans are so high, especially for those in the medical field

[53:21] The reason why we do this show 

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This episode is sponsored by Set for Life Insurance. What the Darkos use for great disability insurance at a low cost! Check them out at www.setforlifeinsurance.com

This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

Links Mentioned: 

IRS Publication 463 

Forbes Article: How Much Does IVF Cost?

Article: Financial Resources for Family Building

Join our community:

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

In today’s episode, we discuss several listener questions like “am I too old for medical school” and how to manage personal struggles alongside medical training.

In this episode, we discuss: 

[00:50] Keeping up with the Darkos segment 

[09:17] Question: Am I too old for medical school? 

[29:01] What is Medeq?

[30:03] Question: How do we manage our personal struggles alongside our medical training?

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Links Mentioned: 

MEdEq

Article: Depression in Premedical Graduates

This episode is sponsored by Set for Life Insurance. What the Darkos use for great disability insurance at a low cost! Check them out at www.setforlifeinsurance.com

Join our community:

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

In today’s episode, we discuss the recent Supreme Court ruling on affirmative action and how we think it will impact medical school admission going forward. 

In this episode:

[02:47] Keeping up with the Darkos segment 

[16:50] The recent Supreme Court ruling on affirmative action 

[18:20] Dr. Renee’s thoughts on the recent ruling 

[22:44] Reasons for low diversity numbers in medical school 

[27:14] A deeper look into the case study 

[34:19] Dr. Nii’s experience working at Grady 

[39:32] Is the admissions process part of the problem? 

[46:00] Dr. Renee’s advice for pre-med students regarding affirmative action

[51:43] Final takeaways 

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This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

This episode is sponsored by Healthy Conversations by CVS Health hosted by Dr. Daniel Craft. Check it out on Apple Podcasts, Spotify and wherever you get your podcasts and tell them I sent you!

Links Mentioned: 

Article: The Supreme Court's Affirmative Action Decision Puts Lives at Risk 

Case Study: Racial and Ethnic Differences in Barriers Faced By Medical College Admission Test Examinees and Their Association With Medical School Application and Matriculation

Article: Affirmative Action Bans and Enrollment of Students From Underrepresented Racial and Ethnic Groups in U.S. Public Medical Schools

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

Considering going from a traditional W2 employee to a locum tenens gig? 

In this episode, we’re dishing the ins and outs of what it’s like to be a locums doctor - both the good and the bad. 

In this episode:

[02:10] Logistics of pursuing locum tenens vs. W2 employment 

[04:14] Dr. Nii’s experience working as a locum tenens doctor 

[12:09] Cons of locum tenens work 

[15:29] Dr. Derrick’s transition from traditional OB Doc to Locum Tenens OB Doc 

[16:25] When Dr. Barnes made decided to make the transition 

[17:05] What Dr. Derrick wanted that traditional employment didn’t have 

[17:58] How Dr. Derrick dealt with being the only OB doctor in his community 

[21:00] Dr. Derrick’s journey to becoming a doctor 

[22:10] The timeframe from traditional doc to locum tenens doc 

[24:43] The process of becoming a locum tenens doctor 

[27:02] Timeline of interview process to accepting a locum tenens gig 

[27:27] Short or long term assignments - which is best?

[28:50] Who foots the bill for travel assignments? 

[31:07] How far in advance Dr. Derrick knows his assignments 

[33:14] Benefits of locums to hospitals and patients 

[35:30] What an OB hospitalist is and the difference between employment and locums 

[39:46] Dealing with health insurance as a locum tenens 

[41:41] Dealing with retirement and savings as a locum tenens

[43:28] How Dr. Derrick manages working at multiple hospitals 

[46:19] Dr. Derrick’s final words of advice for anyone considering locums

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This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

Connect with Dr. Derrick: 

Website

Instagram 

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In this episode, we’re talking about the slap heard around ACOG and diving into if violence like this is ever really justified and when is the right time to discuss these issues. 

We also address an article from our good friend over at Physicians on Fire about the Top 5 Reasons Not to Retire Early and why you’re actually leaving millions on the table if you decide to retire early. 

Press play and tune in to this jam packed episode. 

In this episode:

[04:43] The slap heard around ACOG: Dr. William Burke gets slapped while speaking at a medical conference

[13:00] Should everyone be saying “this isn’t the time”? 

[22:56] Is violence like this ever justified?  

[31:54] Top 5 Reasons Not to Retire Early

[35:08] Why you’re leaving millions on the table if you retire early

[47:51] Mommy Makeovers: Are they worth the risk?

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This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

This episode is sponsored by Healthy Conversations by CVS Health hosted by Dr. Daniel Craft. Check it out on Apple Podcasts, Spotify and wherever you get your podcasts and tell them I sent you!

Links Mentioned: 

Article: Can Violence Be Moral?

Article: Top 5 Reasons Not to Retire Early

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

In this episode, we address doctor’s student loan debt and if the public should care or not in addition to answering two listener submitted questions about pursuing an MBA while in med school and bullying in residency. 

In this episode:

[03:51] Keeping up with the Darkos segment 

[13:01] Student loan debt from college, med school, and beyond 

[16:29] Should the public care about doctors’ student loan debt? 

[21:10] Q&A: Should I get an MBA or an MHA or a JD?

[37:08] Q&A: I feel like I'm being targeted in residency. What should I do?

[47:03] Effects of bullying on residents 

[57:09] The difference between receiving feedback vs. being targeted 

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This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

This episode is sponsored by Healthy Conversations by CVS Health hosted by Dr. Daniel Craft. Check it out on Apple Podcasts, Spotify and wherever you get your podcasts and tell them I sent you!

Links Mentioned: 

Episode 318: Are MD/DO MBA programs worth it?

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

This week we’re covering some topics we’ve seen circulating on the Internet the past couple weeks like Dave Ramsey’s lawsuit, DJ Envy’s partnership with Cesar Piña, and so much more.

In this episode:

[0:34] Juneteenth commemoration 

[03:47] Current happenings for the Darkos

[02:16] Dave Ramsey being sued for $150 million 

[06:14] DJ Envy and business partner Cesar Piña deny scamming real estate clients out of millions 

[08:05] Why this is relevant to podcasters + influencers 

[15:23] Circling back to the Dave Ramsey lawsuit 

[20:19] How this is relevant to the medical field 

[25:57] Our thoughts on the potential outcome of the Dave Ramsey lawsuit 

[31:01] Burned out doctors turn to temp work

[39:34] The benefits of locums 

[45:44] Last week’s dating question response backfired on social media 

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This episode is sponsored by Set for Life Insurance. What the Darkos use for great disability insurance at a low cost Check them out at www.setforlifeinsurance.com

This episode is sponsored by Healthy Conversations by CVS Health hosted by Dr. Daniel Craft. Check it out on Apple Podcasts, Spotify and wherever you get your podcasts and tell them I sent you!

Links Mentioned: 

Juneteenth 

The History of Juneteenth 

Dave Ramsey News 

DJ Envy News

Wall Street Journal Article

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