Mark Parrett and Steven Manuel warm your hearts, and the front of their microphones, as they discuss 401Ks. WARNING: THIS IS A MAJOR BANTER EPISODE, beginning with Mark’s personal updates, then 2 tales of Steven’s brushes with fame (12:15). When they finally address 401Ks (20:15), they talk about what they actually are (a government-sponsored retirement savings program), how to fund them (27:50), how to take money out of them (32:50), then tease the 401K concepts coming next week.