According to government data, over 4.1 million people now work for themselves. However, statistics suggest that less than a quarter of self-employed people are actively saving towards their retirement.

We explore what you need to know when it comes to your self-employed pension, with the help of:

• Founder of Enterprise Nation; Emma Jones CBE
• PensionBee's Head of Product; Martin Parzonka

*In case it wasn't clear enough on the podcast, we'd like to clarify that tax-relievable personal contributions are limited to the lower of personal earnings and the annual allowance (£40k). Employer contributions, such as those made from your limited company, may be more than your earnings but are limited by the annual allowance (£40k).

Further reading:

You can find out more about managing your self-employed pension and all the tax facts through the handy links below:

• Pension contributions from your limited company
• What pension can I get if I'm self-employed?
• Private pensions for the self-employed
• Pension tax relief and the tapered annual allowance for high earners

Other useful resources:

• What is Auto Enrolment?
• Setting up a workplace pension scheme (gov.uk)
• Workplace pensions - employing staff for the first time (Pensions Regulator)

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Follow Emma on LinkedIn and @EnterpriseNation on X, Instagram, Facebook.

Enjoying the podcast? Then don't forget to give us a review! For feedback and suggestions, feel free to email us:

[email protected]