Wharton FinTech Podcast

Entering the US Consumer Banking Market with N26's US CEO, Nicolas Kopp


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In our latest podcast, we're excited to speak with Nicolas Kopp, the US CEO of N26. In Europe, N26 is a fully licensed mobile bank offering an effortless, sleek user experience with no hidden fees. It has grown to serve over 3.5 M customers across 24 markets and recently launched in the US with a mobile banking app and Visa debit card together with Axos Bank.
In this extensive interview, Nic speaks to:
● N26's founding and how it was built to offer a completely different approach to banking
● The rationale for N26's launch in the US and the opportunity it sees in the market
● N26's plans for expanding in the US to better meet consumers' needs, particularly with its Perks and Spaces offerings
● How N26's culture enables it to innovate and challenge the status quo
● Nic's thoughts on how consumer banking will evolve in the US
Nic originally joined N26 in 2015 as one of its first employees heading up Business Development and Operations, which he built from the ground up. Prior to N26, Nic spent several years at Morgan Stanley.
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