Welcome to yet another Friday listeners! In order to celebrate the time spent working toward your financial independence Steve brought on a guest today who he has is excited to speculate about the future with. Steve will be the first to admit that he is a terrible speculator but it is exciting to get excited about the possible opportunities that could be coming after the COVID-19 response is done. So, this show is for all of you who are getting worn down by the constant state of emergency that we have all been living in. While you work toward your brighter future, lets a dream a little too!