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In this episode we have Ken and Mary Okoroafor, founders of award winning companies “The Humble Penny” and “Financial Joy Academy”, they are financial coaches, best selling author of the book “Financial Joy, a 10-week plan to help you banish debt, grow your money and unlock financial freedom” and international speakers.
In this episode we discuss:
- The importance of winning back some of your freedom
- Unconventional activities Ken and Mary did to achieve financial freedom
- The importance of stewarding every part of your money
- A framework for pursuing financial freedom
- Is the financial situation in the UK as bad as it seems
- Whether you can still become financial free in the UK and much more
Connect with Ken and Mary:
https://thehumblepenny.com
https://www.youtube.com/thehumblepenny
Grab a copy of Ken and Mary’s book “Financial Joy” here:
https://amzn.to/4gxvRm4
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
🤝Sponsor
Tide - Earn 3.81% AER Variable on your business savings here:
https://glnk.io/91954/ato8fr
You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.
New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🤝Partners
Yesim - Get €5 off any plan with my code "savvy5"
https://bit.ly/41OAO6i
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️(The investing platform I use)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
0:00 - Savvy Wallet Ad
0:18 - Preview
1:21 - Intro
1:55 - Meet Ken & Mary from The Humble Penny
5:37 - What most people don’t know about Ken and Mary
9:00 - Tide Ad
10:35 - Why we pursued financial freedom
17:29 - Anticipation is necessary to manage money
18:52 - What does financial freedom mean to The Humble Penny
22:32 - My workplace wanted to own all of my time
24:46 - How we achieved financial freedom?
27:08 - The POST framework
29:41 - From cleaner to Chief Financial Officer!
37:08 - Why 95% of people won’t achieve financial freedom
39:21 - You have to be obsessed to achieve financial freedom
45:58 - Every pound has a value!
49:59 - Impact of a successful marriage
53:28 - Practical tips for discussing money in a couple
58:04 - Is the financial situation in the UK as bad as it seems?
1:06:52 - Is financial freedom still possible in the UK?
1:09:02 - Becoming a Millionaire from investing
1:16:38 - You need to do unconventional things to achieve wealth
1:20:31 - Define what your financial joy is
1:22:25 - What inspired us to create our book Financial Joy
1:26:31 - Final words
#FinancialPlanning
Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode we have Ken and Mary Okoroafor, founders of award winning companies “The Humble Penny” and “Financial Joy Academy”, they are financial coaches, best selling author of the book “Financial Joy, a 10-week plan to help you banish debt, grow your money and unlock financial freedom” and international speakers.
In this episode we discuss:
- The importance of winning back some of your freedom
- Unconventional activities Ken and Mary did to achieve financial freedom
- The importance of stewarding every part of your money
- A framework for pursuing financial freedom
- Is the financial situation in the UK as bad as it seems
- Whether you can still become financial free in the UK and much more
Connect with Ken and Mary:
https://thehumblepenny.com
https://www.youtube.com/thehumblepenny
Grab a copy of Ken and Mary’s book “Financial Joy” here:
https://amzn.to/4gxvRm4
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
🤝Sponsor
Tide - Earn 3.81% AER Variable on your business savings here:
https://glnk.io/91954/ato8fr
You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.
New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🤝Partners
Yesim - Get €5 off any plan with my code "savvy5"
https://bit.ly/41OAO6i
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️(The investing platform I use)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
0:00 - Savvy Wallet Ad
0:18 - Preview
1:21 - Intro
1:55 - Meet Ken & Mary from The Humble Penny
5:37 - What most people don’t know about Ken and Mary
9:00 - Tide Ad
10:35 - Why we pursued financial freedom
17:29 - Anticipation is necessary to manage money
18:52 - What does financial freedom mean to The Humble Penny
22:32 - My workplace wanted to own all of my time
24:46 - How we achieved financial freedom?
27:08 - The POST framework
29:41 - From cleaner to Chief Financial Officer!
37:08 - Why 95% of people won’t achieve financial freedom
39:21 - You have to be obsessed to achieve financial freedom
45:58 - Every pound has a value!
49:59 - Impact of a successful marriage
53:28 - Practical tips for discussing money in a couple
58:04 - Is the financial situation in the UK as bad as it seems?
1:06:52 - Is financial freedom still possible in the UK?
1:09:02 - Becoming a Millionaire from investing
1:16:38 - You need to do unconventional things to achieve wealth
1:20:31 - Define what your financial joy is
1:22:25 - What inspired us to create our book Financial Joy
1:26:31 - Final words
#FinancialPlanning
Learn more about your ad choices. Visit megaphone.fm/adchoices
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