Welcome back from the holiday weekend listeners! We hope you had a restful, safe, and fulfilling holiday. Steve took that time to think about a lot of things (and eat his share of food) and one of those things revolves around a plan. What kind of plan you ask? Well, it starts with a simple but silly sounding question: Would you build a house with no written down plan? We are betting that a lot fo you wouldn't even think of attempting that task but the deeper issue might surprise you. Listen in and get a pad of paper ready...you're going to need it.