Insurance is something that we consider unnecessary but that happens to be very useful in certain circumstances. Business owners take a lot of risks every day. Insurance is designed to transfer those risks to them in exchange for affordable monthly, quarterly, or annual premium insurance plans. Today on the show, Grant talks about the top five insurance coverages that business owners should at least consider.

[03.20] A business decision – Starting the conversation, Grant shares why it does make sense to have insurance for your business.

[08.10] Umbrella Personal Liability Policy - An additional liability coverage that exceeds the insured's residential, auto, or other liability coverage limits.

[15.01] Business owners’ policy - A business owner's policy provides protection against all significant property and liability hazards in a single insurance policy. Grant explains what types of insurance come under this policy.

[22.03] Disability insurance – Grant explains short-term and long-term disability insurance coverage.

[28.26] Definition of disability – We talk about how the definition of disability changes according to your profession.