What if the key to unlocking your financial goals lay in understanding the true cost of investing? Brace yourself for a deep dive into the world of investment fees and their impact on your portfolio. I peel back the layers, demystifying the complex world of Management Expense Ratio (MER) fees that define mutual funds, index funds, and ETFs. I provide real-world examples illustrating the calculation of these fees, their cumulative impact on investment returns, and why they are even charged in the first place.

I cover the following topics in this episode:
- What is the MER fee?
- Why are you charged a fee?
- What is the true cost of fees to you?
- How can you eliminate fees?

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