Episode 101 - Real Estate Exam Questions: Fair Housing

Going through state exam questions to help real estate students pass their state exam.

03:00 – Message of kindness and respect. Open your mind!

09:50 – List of recent grads: Brandon, Elmer, Bronda, Cindy, Layton, Maxwell, Dillon, Philip, Alayna, Michael, Angela, Cullen, Avery, Barrett, Nanticia, Kyle, Raven, Whitney, Milan, Mandy, Albert, Halim, Janice, Alisia, Claudia, April, Janeva, Martina, Abbey, Ella, Isaiah, Betty, Dana, Juston, Darian, Jennifer, Conner, Richard, Zaria, Ruth, Dajon, Rhonda, Michelle, Morgan, and Kasandra.

11:05 – Message from Brandon.

12:50 – Episode Focus: Fair housing

13:30 – Know the years; Civil Rights Act of 1866; only race was the protected class.

14:35 – Fair Housing Act; Title 8 (VIII) of 1968; race, color, national origin, and religion.

16:10 – Sex/Gender added in 1974; Familial status and disability were added in 1988. Sexual orientation is not a federal protected class.

17:30 – Familial status defined.

19:35 – Disability: physical and mental

21:30 - Reasonable accommodations

23:50 – Security deposit issues.

27:10 – Service animals and how tenant selection and security deposits work.

30:20 – Exceptions to fair housing laws. Discriminatory advertising. Race is NEVER an exception to the fair housing laws.

35:40 – ADA; American with Disabilities Act; workplace, commercial, industrial, retail, and office spaces. 15 or more employees.

37:05 – Fair housing practices: Blockbusting, Steering, and Advertising.

41:35 – Lender issues and fair housing; ECOA (Equal Credit Opportunity Act); added marital status, age, and reliance upon public assistance as protected classes.

44:25 – Redlining.

45:20 – Enforcement is through the Department of Housing and Urban Development (HUD); unless complaint is based upon race, then the complaint goes directly to federal courts.

46:50 – These are the general, federal rules on fair housing. There is more to the federal, state, and local laws. Watch for the distinctions on your questions.

48:40 – Exam questions

1:12:35 – May and June episodes will be a two-part series on lending principles, practices, and math. So much content to cover, I had to split it into two shows. Come back for more to help you pass the real estate exam.

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Go to www.indianarealestateinstitute.com for Indiana real estate classes.

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