Not Your Average Financial Podcast™

Episode 120: Are You Investing and Banking at Retail Prices?


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In this episode, we ask:

  • Are you ready?
  • What is the most wonderful shopping season?
  • Would you like to retire right now?
  • What is it we’re talking about when we talk about money?
  • Can you meet your life goals without money?
  • Should we put money in the stock market and wait?
  • What are taxes going to do?
  • Will you get more than a 10% return on your money?
  • What can you expect from the stock market?
  • Why does Dave Ramsey still quote 12% annually on mutual funds when advisors aren’t allowed to do that?
  • What are real investors actually receiving, according to DALBAR?
  • What about fees?
  • What are the ongoing costs?
  • What are 12b1 fees?
  • What are other expenses?
  • What about redemption fees?
  • What about exchange fees?
  • What about the account fee?
  • Do you have to keep a minimum balance in that fund?
  • How might you think outside of the “retail” investing space?
  • What if you could invest at “wholesale” prices?
  • What is a REIT?
  • What about a private equity fund?
  • What is the trouble with wholesale shopping?
  • What about getting the top of the line model?
  • Are you giving up liquidity?
  • Does the government regulate who has access to wholesale?
  • What is an accredited investor?
  • How might you shop direct?
  • Do you increase your return with direct investing?
  • Do you increase your risk with direct investing?
  • Do you increase your control with direct investing?
  • How can you increase the tax benefits?
  • Would you like to defer your tax?
  • What about a Roth IRA?
  • What about offsetting rent income with expenses?
  • Can you do this inside a Roth IRAs?
  • What is the disadvantage of a self-directed IRA?
  • What about a professional real estate investor?
  • Who is blocking you when you’re a direct investor?
  • How can you eliminate the bank from the equation?
  • What about the function of banking at the retail, wholesale and direct levels?
  • What about Bank on Yourself® type designed whole life insurance policies?
  • What if you could become a banker in the direct sense of the word?
  • Are you a private money lender?
  • What happens when banks stop lending?
  • Could you offer your friends or family a better rate and better terms?
  • Could you become a lender to improve your financial picture?
  • How many fees are in your portfolio?
  • Are you an accredited investor?
  • Have you seen crunchbase.com?
  • Do you budget your cash value?
  • Have you started using YNAB (youneedabudget.com)?
  • Would you like to talk with us about making your financial picture more direct?
  • We have a question for you… Is Bank on Yourself a scam? Let us know at speakpipe.com/nyafp
  • Would you like to leave us a review at Apple Podcasts?
  • Would you like a complimentary copy of Pamela Yellen’s latest book?
  • ...more
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    Not Your Average Financial Podcast™By Not Your Average Financial Podcast™

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