Not Your Average Financial Podcast™

By Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.... more

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FAQs about Not Your Average Financial Podcast™:

How many episodes does Not Your Average Financial Podcast™ have?

The podcast currently has 396 episodes available.

Not Your Average Financial Podcast™ episodes:

April 04, 2025Episode 396: Double Bonus Strategy: Enhancing Employee Benefits With 162(a) Plans
In this episode, we ask:
Would you like to meet with Mark?
What are the challenges for small businesses?
What’s wrong with a small business’s 401(k) offering?
What is the problem with fees?
What is the problem with liquidity?
What are the penalties?
What about the severe loss of control?
What about forced participation?
Why, with all of these problems, does everyone set up 401(k)s?
What about a financial Frankenstein?
Is the proof in the pudding?
How are we fairing?
What is the average 401(k) balance for a 55 year-old?
How might a business owner attract the best talent and offer the best benefits?
Why are Bank on Yourself® type whole life insurance policies superior?
Would you like to hear Episode 36?
What about tax?
What about eliminating restrictive rules?
What about going from a 401(k) to a 162(a)?
What are executive bonus life insurance contracts?
What are the administrative costs?
What are the additional benefits?
What are the considerations?
What are the backup options?
How about an example?
What is a double bonus?
What about the tax?
Would you like to hear Episode 206?
What can the employees do?
What about the taxation of social security benefits?
What if tax rates double on you on income in required minimum distributions or other qualified distribution income?
What are additional benefits of the 162(a)?
Would you like to establish a better than a 401(k) alternative that benefits your employees profoundly?
Would you like to meet with Mark?
...more
33min
March 28, 2025Episode 395: Buy-Sell Agreements: Your Exit Strategy Blueprint
In this episode, we ask:
Have you subscribed on YouTube and/or your favorite audio platform?
Could your business survive without you?
Why do most small businesses fail to survive after a generation?
Are you thinking long range with your business?
When was Hoshi Ryokan in Japan founded?
What is a buy-sell agreement?
What are the benefits?
Who wants to buy the business from someone who has passed away?
How does a buy-sell agreement guarantee a buyer?
What are additional benefits?
What are the events that trigger a buy out?
Who writes and funds a buy-sell agreement?
How about an example?
What about a sinking fund?
What about a bank loan?
What is the most efficient way to fund a buy-sell agreement?
What are the benefits of funding a buy-sell agreement with life insurance?
What about a story?
What about cross-purchase?
What happens when tragedy strikes?
What happens next?
What are the considerations?
Would you like to book a meeting with Mark or one of Mark’s associates?
What are the steps?
What about the business valuation?
What are the correct policies?
What is the timeline of funding?
What is the premium amount?
What about drafting the buy-sell agreement?
What about policy ownership?
What about cross ownership?
What about performance review and adjustments?
What about the key stakeholders, partners and team?
What would happen to your business if a key person or partner suddenly dies or becomes disabled?
How would we manage the transition?
How much capital would we need to buy out a partner’s interest and over what time frame?
Have we considered how changes in our business’s value might affect insurance coverage needs or terms of our buy-sell agreement?
What terms should we include to handle disputes or changes to the business environment?
Are there any specific clauses we need to add for certain scenarios (i.e. divorce, bankruptcy of a partner or an external offer to buy the company, etc.)?
What about Bank on Yourself® type whole life insurance policies?
Would you like to meet with Mark?
...more
25min
March 21, 2025Episode 394: What Counts as Financially Successful Today?
In this episode, we ask:
Would you like to unlock the magic and Request a Meeting?
Where did Mark travel as a kid?
Do we live in the future?
What about the stagecraft?
What does financial success look like for Americans?
Would you like to view the Houston Chronicle article?
How much would it take to feel financially successful?
What about Generation Z?
What does social media have to do with it?
What are the numbers?
What’s the viability of the numbers?
Who has seen Inventing Anna?
What about Leon Festinger’s social comparison theory?
What about F.O.M.O. and envy?
What’s the allure?
What does this do to the human soul and human psyche?
Has the American dream become an American fantasy?
What are the differences in the generation’s views?
What about overcoming the social media hype?
What about digital detox?
What about volunteering?
What about mindfulness and self-awareness?
Are you being manipulated?
Are you comparing yourself?
Who can help?
What about blocks?
What happens when people have lost it all?
Who doubles down on the risk?
What about figuring out a better way?
What are the ten secret places…?
What about creating a business?
What about hiring family?
What about real estate?
What did Reader’s Digest say about life insurance?
What does your financial success look like?
What is the reality?
Who gets to define your financial success?
Who taught you think this way?
Are you ready to lift off?
...more
22min
March 14, 2025Episode 393: [Client Spotlight] Financial Independence in the W-2 with Jon Thiele
In this episode, we ask:
Should you quit your day job?
What does it take to truly be a leader?
How do you unhook yourself from “default” mode?
Who is Jon Thiele?
What’s Jon’s daily morning ritual?
What’s extremely important?
How did Jon’s career evolve?
How did Jon find Mark?
What happens when “the math isn’t mathing”?
What questions did Jon ask other advisors?
What has become richer?
What has bothered Jon?
What breaks compounding?
How has the money grown?
What happens with a financial contractual agreement?
What about non-direct recognition policy loans?
What has Jon’s family done with policy loans?
What about paying back a loan from the insurance company with simple interest?
What happened when the hurricane hit Florida?
How does one bring banking back down to the “you and me” level?
What would Jon like to do with his policies in the future?
Would you like to hear Episode 298?
Can you take another policy loan if you already have a loan taken out?
How do you define leadership?
Would you like to reach out to Jon on the FREE Not Your Average Financial Community?
What are the takeaways?
Would you like to meet with Mark or one of Mark’s associates?
Jon Thiele is a W-2 employee, who is passionate about the company he works for, not just for their mission, but for the opportunities that the company has allowed for his career to expand to include fields outside of what he went to school for (which was Architecture). Although he is an Architect, licensed in California and Florida where he and his wife and two kids currently live, he has spent the last couple of years in the Financial Planning & Analysis side of business and has most recently taken on the role of Chief of Staff to one of the Finance VPs. Jon met Mark just before the COVID pandemic began in 2020, and started his journey with Bank on Yourself®. He continues to study ways to be “not so average” with his finances, and he looks forward to passing down this knowledge to his children, as they get older.
...more
37min
March 07, 2025Episode 392: Dave Ramsey is Not Your Doctor – The Poison Pill of Buy Term and Invest the Rest
In this episode, we ask:
How’s that working out for you?
Who is A.L. Williams?
Would you better off investing with some term on the side?
Would you better off with a Bank on Yourself® type whole life insurance policy?
What about a twin study?
What happens after 29 years?
What are the takeaways?
Would you like to meet with Mark or one of Mark’s associates?
...more
27min
February 28, 2025Episode 391: Bank On Yourself® In Action: Real Life Business Case Studies
In this episode, we ask:
Would you like to listen to Episode 388?
What are the challenges faced by most entrepreneurs?
How is this playing itself out in the real world?
How about guarantees?
How about liquidity?
How about more success?
What challenges would this solve?
How can business owners level up their cash flow?
What do Bank on Yourself® type whole life insurance policy offer business owners?
What about lines of credit?
Are the banker’s trophy catch?
What about paying the interest?
What about times of business downturns?
What are the limits of lines of credit?
What about collateralization?
What about interest rates?
What about compliance?
How about a case study?
Is it worth the risk?
What is the insurance company contractually obligated to do?
What is the top ten list?
How about a guaranteed interest rate?
What about credit checks?
What about your credit score?
What about repayment terms?
What about loans being called?
What about tax-free access to funds?
What about the dual benefit of insurance and savings?
What about protection against market volatility?
What about compounding interest working in your favor (not the bank’s)?
What about estate preservation?
How might having a guaranteed line of credit help you and your business?
How about another case study?
What about inventory financing?
What about the fourth quarter and the Q4 rush?
What about another business case study?
What’s the catch?
What are the considerations?
What about paying off the loan?
What other major expenses are in your business?
How about this case study?
What about paying the tax payment from a policy loan?
What about paying off policy loans with windfalls?
What is thrilling?
How much?!
What are the takeaways?
Would you like to meet with Mark or one of Mark’s associates?
...more
31min
February 21, 2025Episode 390: [Client Spotlight] From Island Paradise to Master of Banking with Harry Looknanan Jr.
In this episode, we ask:
What would life be like when you’ve reached financial freedom?
Who is Harry Looknanan Jr.?
Who knows how to manage in crisis?
What happened in 2007?
How did Harry meet Mark?
What about peace of mind?
What has Harry been able to do since having a Bank on Yourself® financial strategy?
What about the contingency fund?
What about penalties and tax on rolling out of a qualified plan before age 59 1/2?
Who loses money when the market drops?
What happens to compounding in that case?
What’s important to you?
What components did Harry know he needed in his financial strategy?
What’s the beautiful thing?
How about increasing the yield without taking unnecessary market risk?
What do I need to do differently?
What 5 simple things do you want to accomplish in your financial life?
What is there to lose?
What is there to gain?
Are you a business owner? Would you like to reach out to Harry on LinkedIn?
What are the takeaways?
What are the contingency plans?
What do you achieve?
What do you focus on?
Who do you inspire?
Harry Looknanan Jr. works in commercial banking at the country’s largest financial institutions. He enjoys the conversations with the owners of companies, listening to their story of starting in the garage and helping them solve their biggest problems. When he’s not banking, he enjoys spending time with my wife and Bentley (Dodson-Australian Shepard) indoors in the summer, and outdoors in the winter. He also scuba dives and binge-watches Sci-Fi movies in his free time.
...more
34min
February 14, 2025Episode 389: Why Your Spouse Absolutely Needs To Be Here
In this episode, we ask:
What’s the history?
What’s the opportunity?
What am I talking about?
What are the implications of your financial plan when you try to go it alone?
What about economies of scale?
What about the tax advantages of joint filing?
What are the other benefits?
What about net worth?
What did the Federal Reserve survey of consumer finances say?
What happens in divorce?
What patterns has Mark observed?
How about a case study?
What is the best gift?
What does the relationship help you become?
What offers guaranteed growth and protection?
What about funding life’s milestones?
What about legacy building for future generations?
What about tax advantages?
Who wants to send a valentine to the I.R.S.?
What about dreams and goals?
What about gifts?
What does everyone want this year?
...more
22min
February 07, 2025Episode 388: Bank on Yourself® for Business Owners, An Introduction
In this episode, we ask:
Would you like to learn more about capital for running a business?
How does the Bank on Yourself® concept advantage business owners?
What happens when entrepreneurs blow through their savings and money?
What’s the funny thing about other people’s money?
How many businesses have borrowed?
How much debt do businesses hold?
Why do most businesses fail?
Why are banks hitting record profit?
What is the takeaway message here?
What if you could take on the function of banking without taking on all of these hurdles?
What is the biggest lever you could pull?
What do many business owners need in today’s climate?
What about term insurance?
What about dividend paying whole life insurance?
What can be seen as a business asset on your balance sheet?
What would you do if you had access to $500,000, liquid?
What are you solving for?
What about the exit plan?
What about the loan feature?
What will continue to earn compound growth?
What could this do for you in your business?
Who sets the terms on the loan?
What about the tax advantages?
Who taught you to believe that?
What’s the biggest catch?
What are the problems?
Why is it crucial to work with a Bank on Yourself® professional?
What are the questions to pursue?
What would be your first steps?
Would you like to meet with Mark or one of Mark’s associates?
...more
21min
January 31, 2025Episode 387: Become a Financial Tree that Brings Wealth for Generations with Evan Greathouse
In this episode, we ask:
Have you had a near death experience?
What about the beauty and complexity of Mother Nature?
Who is Evan Greathouse?
What was Evan’s “aha” moment like?
What happens while Evan was completing yard work?
What drew Evan to becoming a Bank on Yourself® Professional?
How has Evan been able to do so much with his policy loan?
What are the applications?
Would you like to hear Episode 143?
What is the enhanced 401(k) catch up?
What is the big news for Secure Act 2.0?
…What is the maximum?
What is unbelievably flexible?
What happens with a reduced paid up option?
What about efficiency?
What about high cash value?
How about the paid up additions rider?
What is not an investment strategy?
Why is there such a bias against whole life insurance?
Who has your best interest at heart?
Who knows how it works?
What about throwing your eggs into one basket?
Is diversification really important?
Where can you keep your cash?
Is there a safer place to keep your cash?
What grows without interruption?
What is another way to insure against loss?
What is the insurance company obligated to do?
What do clients use the Bank on Yourself® type whole life insurance policy loans for?
What’s a game changer?
Who are you becoming?
Would you like to meet with Evan?
What are the takeaways?
What are the financial myths?
Who benefits from your belief about how money really works?
How can you be more dynamic in your financial life?
What about personal growth and finding purpose?
Who will you become?
What did Marcus Aurelius say?
What sort of legacy will you leave behind?
Evan Greathouse, Bank On Yourself® Professional, brings over 12 years of expertise as a seasoned Real Estate Investor. Holding a Business Management degree from Abilene Christian University, Evan is deeply passionate about his work. His extensive skill set encompasses construction, renovation, sales, marketing, and team building. Evan’s philosophy embraces the mantra of doing things wholeheartedly, driven by a belief that a strong ‘why’ can conquer any ‘how.’ He advocates for embracing failure as a stepping stone to success and cherishes his role as a devoted husband and father to three wonderful children. Meet with Evan
...more
36min

FAQs about Not Your Average Financial Podcast™:

How many episodes does Not Your Average Financial Podcast™ have?

The podcast currently has 396 episodes available.

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