Is Bank on Yourself® a Scam?Who is Michael Kitces, and why do we respect him so much?What did Michael Kitces write about Bank on Yourself®?Would you like to read Pamela Yellen’s responses to his analysis of Bank on Yourself®?What does Kitces say about permanent whole life insurance loans?What does Kitces say about growth in a whole life insurance policy?What is a non-direct recognition policy loan?Have you heard Episode 110?What does Kitces say about access to cash value?What does Kitces say about loans causing policy lapse?What does Kitces say about taxable gains?Should you take a home mortgage?What are the consequences of not paying a debt back?What happens to life insurance policy loans when one dies?What happens with debt forgiveness?Why does Mark work with Pamela Yellen’s Bank on Yourself® authorized advisors group?What else does Kitces say about permanent whole life insurance loans?Would you like to learn more about taxes and life insurance loans?Have you heard Episode 29?What other financial vehicle allows for this?What are the key structures in a properly designed Bank on Yourself® type whole life insurance policy?What is an indexed universal life insurance policy (IUL)?What is a crediting rate?Can you build a Bank on Yourself® type whole life insurance policy on an IUL product?Do whole life insurance policies have crediting rates?Would you like to learn more about indexed universal life insurance policies (IUL)?Have you heard Episode 59?Have you heard Episode 60?Have you heard Episode 61?Why is the Bank on Yourself® brand important?Should you worry about life insurance policies lapse?Do you have a mortgage? Could you lose your mortgage? Could you lose your house?What if half of your mortgage payment was optional?Can you have discipline with your finances?Do you have a well trained advisor who truly understands the proper way to build and care for a Bank on Yourself® type whole life insurance policy?What is Michael Kitces biggest blind spot in his article?Do you finance everything you buy?Do you use traditional financing?Do you take loans from auto companies?Do you take loans from a FDIC insured bank?Do you take loans and pay them back according the preset schedule?After the traditional loan, what do you have left?What about leasing?What do you have at the end of a lease?What about paying cash instead of financing?Do you save up and pay cash for everything?Do you replenish your savings?When you pay cash, aren’t you actually borrowing from yourself?How much interest are you earning on the money you withdrew?When will you begin earning interest?Are you paying interest, passing up interest or earning interest?How is paying cash like stealing from your future self?Would you like to learn more about opportunity cost?Have you heard Episode 13?What does a Bank on Yourself® type whole life insurance policy loan offer?Have you heard Episode 32?What are your thoughts on this?Who do you know who needs to hear about this?Would you like to leave us a review? Send us a screenshot of your review to [email protected], and we’ll send you a free book! 
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