Not Your Average Financial Podcast™

Episode 176: Annuities vs. Everything Else


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In this episode, we ask:

  • What are people saying about annuities?
  • What about supplemental income strategies for retirement?
  • Should alternative income strategies be used in retirement?
  • What about rental income?
  • What about rental income in a pandemic?
  • Is your rental property your annuity?
  • How is this working out?
  • What about Moody’s analytics?
  • How many renters are behind on rent?
  • What about mom and pop landlords?
  • What are squatter’s rights?
  • What about contract law?
  • What about laddered bonds?
  • What about taxes?
  • Have you heard Episode 138?
  • What about MUNI bonds?
  • What did Barron’s say?
  • What did Mark see at the Oriental Museum?
  • What about liquidity?
  • What is a Single Premium Immediate Annuity (a SPIA)?
  • What about inflation?
  • What about the Mack Truck factor?
  • What have the insurers done with the annuity gotchas?
  • What is the fixed indexed annuity?
  • Have you heard Episode 80?
  • What about income?
  • What about a steady stream of income in retirement?
  • How does one fund an annuity?
  • What are the choices?
  • What are the tradeoffs?
  • What are the protections?
  • What about qualified and non qualified plans?
  • How does a fixed annuity address the liquidity problem?
  • Who has the cash?
  • What is an idea for liquidity?
  • What about the inflation problem?
  • Can you lose money due to market fluctuations?
  • What about the participation rate?
  • What about an inflation protection hedge?
  • What about competitive market returns without loss?
  • What about increasing income in retirement?
  • What about a pay raise in retirement?
  • What about a guaranteed minimum income for life?
  • What about the insurers addressing the Mack Truck factor?
  • What about gifting the unspent lump sum to your beneficiaries?
  • What about nursing home care?
  • What about double income payments in a qualified care facility?
  • Do you have a bond that can do that?
  • Do you have a rental property that can do that?
  • What are the benefits of the indexed annuity?
  • What are the downsides?
  • What are the risks?
  • Who is an indexed annuity good for?
  • What about medium and long term savings goals?
  • What about short term goals?
  • What do you want your money to do for you?
  • Who are indexed annuities NOT good for?
  • What about surrender charges?
  • What about liquidity?
  • Would you like to meet with Mark?
  • What about looking at your Social Security benefits online?
  • Do you have a plan for long term care?
  • Do you have a plan for your home equity?
  • How might your home equity support you in retirement?
  • Do you still need to buy stuff?
  • Would you like to join the Not Your Average Financial Community?
  • ...more
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