Have you ever wondered how South Carolinians paid for goods and services before the advent of the U.S. dollar? The pound sterling formed the basis of their accounts until the 1790s, but the economic realities of frontier life obliged early Carolinians to embrace monetary tools and strategies that deviated from British traditions. For more than a century, inhabitants of the Palmetto State used foreign coins, paper bills, promissory notes, and sophisticated credit schemes that fueled upward mobility and set the stage for the financial systems we use today.