Have you shared this episode?Would you like a free book? Show us how you shared this episode, and we will send you a book!What happens when your environment changes?What about the boring Certificate of Deposit (CD)?Are CDs liquid?What is the history of the CD?What about the current interest rates?What about tax?What is a mutli-year guaranteed annuity (MYGA)?What about the guarantees?What is there to love about MYGAs?What is a 1035 exchange?What about thinking long term?What about some examples?What about transferring from a MYGA to a single premium indexed annuity(SPIA)?What are the alternatives?What about the 4% rule?What about commissions?What about guarantees?What about low fees or no fees?What are the age ranges?What are the risks of a MYGA?What about FDIC insurance?Would you like to hear Episode 55?Who is going to pay?What happened in Cyprus?What about knowing the environment?