Hancock Talks

Episode 34: The ABCs of “AG49-B”


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Listen to the latest episode of Hancock Talks, where we are joined by Tim Pfeifer, President of Pfeifer Advisory LLC, and dive into a timely conversation about how recent changes to Indexed UL illustration guidelines may affect the industry. You’ll also gain insights on: 


  • The history of IUL illustrations and how they’ve evolved over time 
  • AG49-A’s recent changes and how the industry has responded   
  • Best practices to explain Indexed UL and compare products
  • What to expect next and some ideas for improvement 



For financial professional use only. Not intended for use with the general public.


Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. 


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Hancock TalksBy John Hancock Insurance

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