David Ray is currently Head of Finance at Championship football club, Plymouth Argyle.

His role is a really interesting one, as it seems he is much more involved with the typical performance and recruitment aspects of the club that a typical head of finance would be elsewhere.

David speaks about the transfer committee they have, how they model and forecast the club’s income to ensure they can remain sustainable and how the club has been clever to diversify their assets.

Plymouth actually went into administration back in 2011 so to now see them competing in the Championship is great to see. Their budget is definitely one of the smallest in the league and David speaks about the challenges that this brings, but how it also forces them to be creative.

Ultimately the goal is to be a sustainable football club that can produce a squad that can compete. We all know the importance of getting recruitment right, but this chat hopefully shows you how a club thinks about optimising income to invest in squad building.