Expat Focus: For anyone moving or living abroad

Jake Barber, Founder and Advisor at SJB Global, is back in this episode to talk through the recent UK Budget announcements, and what they mean for UK expats. You can stay up to date with expert analysis like this by signing up to our monthly newsletter - just head to expatfocus.com/newsletter.

00:00 Introduction and Guest Welcome

00:32 Overview of UK Budget Changes

01:16 Income Tax and Capital Gains Tax

04:02 Stamp Duty and Inheritance Tax

07:40 Impact on Pensions and QROPS

12:06 Non-Domicile Rules and Tax Planning

16:06 Economic Climate and Growth Projections

18:34 Global Comparisons and Investment Strategies

21:54 Popular Expat Destinations

25:34 Final Thoughts and Advice

35:28 Conclusion and Contact Information

Is Panama a tax haven for expat property investors? What sort of rental return should I expect? Can I list on Airbnb there, and do I need to worry about hurricanes? On the show to answer these questions and more, is Melissa Darnay, the CEO of Choose Panama.

Originally from California, Melissa spent 15 years in Texas before tragedy struck, and she went on to start a whole new life in Central America. We dive into how Melissa became a real estate and rental agency entrepreneur, what makes Panama appealing for investment today, some location hidden gems, and if you're looking to buy property in Panama, how to make sure you don't fall for any scams.

00:00 Guest Introduction: Melissa Darnay

01:10 Melissa's Journey to Panama

05:30 Why Panama?

08:09 Real Estate in Panama

14:43 Panama's Tax System

19:47 Popular Locations for Expats

23:44 Weather and Natural Disasters

33:51 Investment Tips and Red Flags

38:04 Conclusion and Contact Information

Did you know, the USA is probably the most lucrative market for work as a travel nurse? And that while you can take travel nursing abroad, the role doesn't actually exist in all countries?

Kylee Nelson is a nurse who is encouraging others in her profession to take a break from the bedside to help prevent burnout, and get out and see the world. Kylee's worked as a travel nurse for seven years, including in Saudi Arabia and all over the USA.

Nothing is off limits with Kylee in this episode - we talk money - how much you can earn as a travel nurse versus being on staff, how to work with recruiters, or not, how you'll be welcomed by colleagues when you start your latest assignment, or not, and what countries you should look at if you are interested in travel nursing abroad.

Ruairi Spillane joins the Expat Focus Podcast to discuss what it takes to immigrate to Canada in 2024. Ruairi moved there from Ireland back in 2008, initially working in finance. He was motivated to start his own business in Canada after seeing so many expat friends struggle to navigate the system, and get access to the essential information they needed to be able to settle and thrive in the country.

Ruari launched the website moving2canada.com, and in the years since, he has collected a swag of titles, including being named Best Immigrant Entrepreneur. Listen to find out what makes Canada attractive to foreigners right now, some current job opportunities, the typical visa application timeline, and some hurdles you can expect to face along the way.

Have you ever visited a city or a country and just known deep down that it's where you were meant to be? This is what Steph Zakas experienced on her first visit from the USA to Iceland, and it's the reason why she's living in the country today.

Steph Zakas is a true slashie - she's a coach, advisor, consultant, and photographer. In this chat, you'll find out how she made Iceland her home, what it's like to live in a country of such extreme contrasts (so much darkness in winter and a sun that never sets in the summer), and how Steph thinks that contributes to such a creative society. You'll also learn that if you do come to Iceland, you shouldn't treat the place like Disneyland.

So, you've fallen in love with the beautiful country of New Zealand. How can you go about moving there to live and work? What sectors are especially interested in employing foreigners, and what's the visa application process like?

David Andrews joins the Expat Focus Podcast to talk through your various visa options, application requirements and the costs involved. David's the founder and director of Visa Visa Immigration Services and Hire Minds Recruitment. He's also an expat in New Zealand himself, so he knows exactly what it's like to pack up your life and move to a new country.

We're all about providing practical tips and advice on this show, and in this episode I'm joined by Jake Barber, Founder and Advisor at SJB Global, who is going to talk through transfer options for expats with UK defined contribution pensions.

Jake is based in Spain, and he's worked with British expats - in fact anyone with a work history in the UK - for a decade. We'll dive into how Brexit affected pensions, your options for transferring a UK defined contribution pension so you can access it abroad, and specific rules and transfer fees that you should be aware of.

Now for the usual caveat - Jake is providing only general information in this episode. If you want advice more specific to your situation, you should get in touch with him, or another professional advisor.

Today's guest, Jess Drucker, has made a career out of helping LGBTQ+ people and their families move abroad. In fact, she's created the world's first and only, global relocation resource for this expat community, called Rainbow Relocation.

Jess is a seasoned expat herself, and we chat about some of the additional practical elements that come into play when you're queer and moving to a new country.

From choosing places that are safe, where marriage and children will be legally recognized, where you'll be able to thrive in your career, and find your community.

If you're lucky enough to have a job that you can do from anywhere, you're now pretty spoilt for choice when it comes to the number of countries offering digital nomad or equivalent visas. UN Tourism reports that almost half of all global destinations now offer visas for at least a year. Spain is in the spotlight in this episode, as I chat to American nutrition strategist Aimee Gallo, who moved with her husband and young son to the Catalonia region.

You'll find out why Aimee and her family chose Spain, the telework or digital nomad visa application process, timeline to approval, what their remote working life is like, and why, if you follow in Aimee's footsteps, you should get comfortable in the uncomfortable. Now, one point we didn't cover in this interview is what the minimum income requirement is for Spain's digital nomad visa. Tune in until the end to find out.

Did you know that if you move abroad with children, or have them while living in a foreign country and then split from your partner, you may not be able to bring your kids back home? You may also find yourself 'stuck' abroad, in a country that you no longer want to be in. It's a situation that my guest Roz Osbourne has personal experience with, and it's why she founded the charity, GlobalARRK more than a decade ago.

With Roz we're going to deep-dive into how expats become stuck parents, why they're so often mothers, and the risk factors that go along with their situations - for example, 81% report they have suffered domestic abuse.

Keep listening until the end if you're in an international relationship and have or are considering kids. Roz has some practical advice to share to help prevent an international custody crisis.