Bug infestations are stressful. Having an established relationship with a “bug guy” helps exterminate that stress. All emergencies are more stressful when you try to handle them alone, but having a financial planner who enables you to understand where funds can come from helps decrease your stress. Listen in as Ben Utley and Nate Reineke discuss what funds you should use to save for retirement and how those funds help cover you in an emergency. 

We also answer your colleagues’ questions. 

Changing Advisors 

An ENT in Florida is changing advisors and wants to know if a proper break-up is required or if ghosting is acceptable. 

Covered Call and Put Options 

An internal med doc in Texas has been trying to get more involved in his finances and wants our opinion on covered call and put options. 

A listener emailed in and is changing jobs. They are curious if they can fund an HSA right away or if they have to wait since they currently have an FSA. 

Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It’s time to make a plan and get on track. To find out if we’re a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing [email protected]. 

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