What does it really take to run a profitable heavy civil contractor in 2026?

In this episode of Finance at the Jobsite, I sit down with Yvette Aubin, CFO of Ebsary Foundation Company, a construction finance leader with nearly 25 years of experience across government contracting, equipment strategy, risk management, and CFMA national leadership.

We go deep into the financial reality that most contractors underestimate:

🚧 Equipment isn’t just an operations issue — it’s a CFO-level lever for margin, schedule, and survival.

In this conversation, Yvette breaks down:

• Why preventive + predictive maintenance is the #1 fleet risk

• How underutilized equipment silently destroys profitability

• The importance of rate-setting and cost feedback into estimating

• How CFMA’s Heavy Equipment Comparator (HEC) helps contractors benchmark performance

• How telematics + AI are reshaping the future of fleet finance

• Why the best contractors treat fleet strategy like capital allocation

If you’re a contractor under $100M (or even $1B), this episode will change how you think about heavy equipment.

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#ConstructionFinance #HeavyCivil #EquipmentManagement #CFMA #ConstructionCFO #FleetStrategy #Telematics #PredictiveMaintenance #ConstructionAccounting #AIinConstruction #ContractorLeadership #FinanceAtTheJobsite

Many construction owners scale revenue—but never scale their take-home pay.

In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Patrick Shurney, former commercial banker turned Millionaire Contractor Coach, who has reviewed 10,000+ financial statements and approved $2B+ in construction loans.

Patrick breaks down why contractors doing $5M–$50M+ in revenue often earn less than their foremen—and how focusing on the wrong numbers quietly destroys cash flow, profit, and peace of mind.

You’ll learn:

• The 7 financial numbers every contractor must know (and why most don’t)

• Why gross profit margin, not revenue growth, is the biggest income lever

• How shaving just a few days off accounts receivable can unlock six figures in cash

• Why companies can be “profitable” on paper but broke in reality

• How to become bankable, bondable, and capital-ready

• What changes can realistically happen in 30, 90, and 180 days

• The mindset shift required to move from operator → CEO

📊 Supporting Resources Mentioned in This Episode:

• 7 Numbers Industry Benchmarks:
  https://go.3pcllc.com/the-7-numbers-industry-comparison

• Accounts Receivable (A/R) Turnover Calculator:
  https://docs.google.com/spreadsheets/d/1AeP5NHp8BaTBWRhF-0LnEciXsEYYs-s5Fs7Ffh35CHU/edit

Patrick also explains why finance should be simple, how to build a one-page financial blueprint, and why construction remains one of the most reliable paths to real wealth—even in an AI-driven economy.

🎧 If you’re a contractor, CFO, or construction leader tired of working harder while earning less, this episode is a must-listen.

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#FinanceAtTheJobsite #ConstructionFinance #ContractorLife #CashFlow #ConstructionCFO #GrossMargin #ConstructionBusiness #ConTech #Jobsite #ConstructionLeadership

In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Samuel McAravey, a seasoned engineering leader who has spent over 16 years building and scaling enterprise B2B SaaS platforms across FinTech and construction technology.

Samuel shares his journey from hands-on software engineer to leading globally distributed teams, and why trust—not features—is the real product in construction finance. They dig into why construction accounting systems are so complex, how ERP integrations become the true bottleneck to adoption, and why “move fast and break things” simply doesn’t work when real money, compliance, and livelihoods are on the line.

This conversation covers:

• Why construction finance is “FinTech turned up to level 11”

• How engineering decisions directly impact margins, risk, and P&L

• What product-market fit really means for contractors and accounting teams

• The hidden human policies encoded inside construction ERPs

• How CFOs and controllers should communicate requirements to engineering teams

• Why outcome-based metrics matter more than “butts-in-chairs” time

• How to introduce AI and automation without destabilizing systems of record

• Scaling from people-dependence to system-dependence as companies grow

If you’re a CFO, controller, founder, or construction tech leader thinking about modernization, integrations, or AI in financial workflows—this episode is a must-listen.

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#ConstructionFinance #ConstructionTechnology #FinTech #ERPIntegration #APAutomation
#CFO #Controllers #B2BSaaS #EngineeringLeadership #TrustInSystems
#FinanceAtTheJobsite #ConstructionAccounting #AIinConstruction

What really separates high-performing construction companies from the rest — especially in uncertain markets?

In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Mark DeVerges, a construction-focused executive recruiter and advisor with over 20 years of experience placing and coaching C-suite leaders across general contractors and specialty subcontractors.

This is a deep, practical conversation on why culture, people strategy, and leadership alignment are now core financial controls — not “soft” topics.

We cover:

• The people-side leading indicators CFOs should watch before trouble hits the balance sheet

• What distinguishes a great construction CFO vs. a good one in 2026

• How HR and accounting evolve from overhead into profit centers

• The KPIs that actually reflect culture, engagement, and execution (including NPS, turnover, and safety signals)

• Why right person, right seat, right time hires directly impact margin, cash flow, and execution

• Compensation, succession planning, and incentive alignment across PMs, supers, and finance teams

• The most common talent mistakes during market slowdowns — and what smart leaders do instead

• Why job-hopping can hurt long-term CFO and COO growth (coming from a recruiter’s perspective)

• A practical 30-60-90 day ramp plan for finance leaders entering a new construction organization

If you’re a construction owner, CFO, controller, or operator trying to scale sustainably — this episode will challenge how you think about people, culture, and financial leadership.

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#FinanceAtTheJobsite #ConstructionCFO #ConstructionLeadership
#PeopleFirst #CultureAndCashFlow #ConstructionAccounting
#CFOLeadership #TalentStrategy #SuccessionPlanning
#ConstructionIndustry #JobsiteFinance

Most construction companies already have an ERP — yet their teams are still drowning in spreadsheets, email approvals, and double entry.

In this episode of Finance at the Jobsite, Rishi sits down with Gavin Dick of Atlas CFO to unpack why construction accounting and back-office operations stay fragmented long after an ERP implementation — and how contractors can fix it without ripping everything out and starting over .

Gavin shares a practical, systems-first approach to construction finance and technology, including:

• Why most field-to-accounting breakdowns come down to data collection vs. data entry

• How disconnected tools quietly destroy visibility, forecasting, and team morale

• When automation makes sense — and where humans must stay in control for compliance

• How to decide what to automate first instead of adding more software chaos

• Why ERP ecosystems and bolt-on tools matter more than the ERP itself

• Common ERP implementation and go-live mistakes that create long-term data problems

• How targeted integrations (not replacements) reduce double entry and burnout

This conversation is especially relevant for CFOs, controllers, and operations leaders who feel overwhelmed by tool sprawl but know their current systems aren’t scaling with the business.

If you’re trying to turn your ERP into a connected operating system — not just a ledger — this episode is for you.

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#ConstructionFinance #ConstructionAccounting #ERP #ConstructionTech #APAutomation #JobCosting #CFO #Controller #BackOffice #FinanceAtTheJobsite

Construction businesses don’t fail because of lack of work—they fail because of cash flow blind spots, poor WIP discipline, and reactive tax decisions.

In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Cody Daniels, Founder of Builders Tax Group, to unpack how growing contractors can build financial clarity without overcomplicating the back office.

Cody advises construction companies from startup through $30M in revenue and brings a rare mix of tax expertise, WIP fluency, and operator empathy .

In this episode, we cover:

• The first 3 reports Cody opens when a contractor says “cash is tight” (AR aging, WIP, job costs)
• The most common chart of accounts mistakes that quietly destroy job cost accuracy
• A realistic “48-hour month-end close” checklist for small contractors
• How to think clearly about bonus depreciation vs Section 179 vs straight-line—without tax jargon
• When cost segregation actually makes sense (even for smaller properties)
• The right quarterly tax-planning rhythm so year-end isn’t a panic
• When to hire your first in-house accountant or controller (and what they should own)
• The single KPI each owner, PM, and AP lead should track weekly
• How weak AP processes and missing invoice images quietly stall jobs and meetings

This is a practical, no-fluff conversation for contractors who want better decisions, better cash flow, and fewer surprises.

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🎙️ Search “Finance at the Jobsite” on Spotify, Apple Podcasts, or YouTube to listen and subscribe.

#ConstructionFinance #ContractorAccounting #WIP #CashFlow #ConstructionCPA #TaxPlanning #FractionalCFO #BuildersTax #FinanceAtTheJobsite

Compliance isn’t the goal — it’s the starting point.

In this episode of Finance at the Jobsite, I sit down with Lee Klein III, Principal at BDO, to unpack how construction CFOs and owners can move beyond “check-the-box” accounting and use financials as a true strategic weapon.

We cover:

• Why bonding capacity, WIP accuracy, and working capital are credibility signals — not paperwork

• The most common (and costly) mistakes contractors make in audits and financial reporting

• How clean job cost data directly impacts estimating accuracy and future profitability

• Practical tax strategies contractors use to preserve cash flow and defer taxes legally

• Why compliance is the floor, not the ceiling — and how great CFOs bridge the field–office gap

• Where AI, ERP systems, and automation are headed in construction finance

Lee brings a rare perspective from years advising contractors across assurance, tax, bonding, and advisory — with real-world examples of how small financial and operational changes unlock outsized results.

If you’re a construction CFO, controller, owner, or advisor looking to improve margins, bonding strength, and decision-making, this episode is a must-listen.

📩 Subscribe to the Finance at the Jobsite newsletter:
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🎙️ Finance at the Jobsite — where construction finance meets real jobsite reality.

#FinanceAtTheJobsite #ConstructionFinance #ConstructionCFO
#JobCosting #WIPReporting #Bonding #ConstructionAccounting
#ConstructionTechnology #ERP #AIinConstruction #ContractorLeadership

🔖 Hashtags

Construction doesn’t fail all at once — it drifts first.

In this episode of Finance at the Jobsite, I sit down with Rob Duplain, an IBEW superintendent whose path into leadership was anything but traditional: dairy farm work ethic, Eagle Scout discipline, law enforcement training, and 16+ years across residential, commercial, industrial, and utility substation projects.

We go deep on what actually separates strong superintendents from reactive ones:

• Why a “three-week lookahead” usually means you’re already behind

• How great supers forecast manpower, materials, and sequencing like a chessboard

• Where field–office handoffs break down — and what actually fixes them

• Why documentation should protect crews, not police them

• When tech and voice tools help the field — and when they quietly slow work down

This is a masterclass in field-first leadership, strategic thinking, and building real trust between crews and the office — without buzzwords or theory.

If you’re a superintendent, PM, estimator, or construction leader trying to reduce fire drills and run cleaner projects, this one’s for you.

👉 Subscribe to our newsletter: https://beiinghuman.com/newsletter
(New episodes, field insights, and finance-at-the-jobsite thinking delivered weekly)

🎙️ Hosted by: Rishi Srivastava
Co-Founder & CEO, Being Human
Host, Finance at the Jobsite Podcast

#FinanceAtTheJobsite #ConstructionLeadership #SuperintendentLife #IBEW
#ConstructionManagement #FieldLeadership #JobsiteReality #ConstructionFinance
#TradePride #Forecasting #ProjectControls #VoiceInConstruction

🔖 Hashtags

Most contractors don’t fail because of bad work.
They fail because of bad contracts.

In this episode of Finance at the Jobsite, I sit down with Megan Shapiro, construction attorney, contract coach, and founder of Do It Like a Lawyer™, to break down why contracts are one of the most misunderstood—and most powerful—financial tools in construction.

We talk about why so many subcontractors sign agreements they never read, how notice provisions quietly destroy cash flow, and why “no redlines accepted” is often a red flag, not a rule.

Megan shares her OWN™ framework—Optimize, Weigh, Negotiate—and explains how construction leaders can:

• Reduce risk before the project starts

• Protect profitability without hiring a lawyer for every contract

• Build real confidence in negotiations (even in high-pressure, male-dominated rooms)

• Use AI tools without outsourcing your judgment

• Train teams once instead of paying endless subscription fees

This conversation is essential listening for construction CFOs, controllers, owners, and trade partners who want their contracts to work for them—not against them.

“Contractors don’t run out of work. They run out of cash.”

🎙️ Guest: Megan Shapiro, Esq.
Construction Contract Coach | Former Litigation Attorney | Founder, Converge Construction Summit

📬 Get more conversations like this
Sign up for the Finance at the Jobsite newsletter:
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#ConstructionFinance #ConstructionContracts #RiskManagement
#CashFlow #CFO #Subcontractors #ConstructionLaw
#FinanceAtTheJobsite #Leadership #WomenInConstruction
#AIinConstruction #DoItLikeALawyer

What does it really take to manage a 1,100-home, multi-year reconstruction program—and keep the numbers honest?

In this episode of Finance at the Jobsite, I sit down with Charles Britt, a construction leader with nearly 18 years in the Air National Guard who now oversees large-scale mechanical reconstruction at Keesler Air Force Base.

Charles breaks down how military accountability shaped the way he thinks about money, contracts, and responsibility—and why every house on a job should be treated like its own standalone investment.

We cover:

• Why cash flow is the oxygen of large projects

• How labor efficiency, materials, and rework make or break margin

• Managing 1,100 homes as a house-by-house portfolio, not a single job

• Using Dash, QuickBooks, Excel, and bill.com to see problems early

• Where invoicing, approvals, and subcontractor communication break down

• Why walking the jobsite reveals more than weekly reports

• The real cost of small inefficiencies and hidden waste

• How better data, systems, and voice tools could change field operations

This is a practical conversation for owners, project managers, controllers, CFOs, and anyone who wants to speak both operations and finance fluently in construction.

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🎙 Finance at the Jobsite — real conversations about how construction actually works, where money is made or lost, and how leaders think on the ground.

#FinanceAtTheJobsite #ConstructionFinance #JobCosting #CashFlow #ProjectManagement #ConstructionLeadership #FieldOperations #ConstructionTechnology