May 15, 2026

Financial Audit's Biggest Karen

1 hour 36 minutes

*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don't be dumb, deal won't last long: https://go.dollarwise.com/sun

*WE GOTTA TALK ABOUT THIS IRS DEBT* - This is absolutly insane, and she refuses to take ANY accountablility... this IRS debt is insane, watch the post show here: ➡️ https://bit.ly/chpostshow

=============================

👉 Checking & Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS

=============================

*Sponsors for This Video*

=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================

*Education*

=============================

👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb

⚡️Learn how to budget: https://bit.ly/4sspyGh

⚡️Learn how to invest: https://bit.ly/41mr8OP

⚡️Pay off your debt: https://bit.ly/41mr8OP

=============================

*Check Out My Resources*

=============================

👉 Checking & Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc

👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer

👉 See if refinancing your high-interest debt saves money. Checking is free. → https://bit.ly/4vLOStU

👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb

👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt

👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb

👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/

👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================

*Chapters*

=============================

00:00 Intro

01:38 Job & Income

03:00 Shes Dumb AND Toxic

05:15 Karen 101

07:27 BANKRUPTCY??

09:30 Bro Actually Needs To Run

13:00 The Outfit Was A CHOICE

20:50 Hopefully He Watches This Video Tbh

25:00 $9000 TO THE IRS???

28:30 Calling The Husband

40:40 Why Even Be On The Show???

46:30 Shoutout Dave Ramsey

49:30 Shes Beyond Privileged

54:20 Chat, Would You Be In A Relationship With Her?

59:00 Amazon Spending

01:01:24 Calling Her Ret*rded? Not Surprised.

01:07:00 Imagine Owing For Tires Of A Car You Don't Have Anymore lol

01:09:10 She Got Fired FOR WHAT

01:12:50 The Chairs Don't Even Look Cute...

01:17:20 Bullsh*t Bullsh*t Bullsh*t AND OVERDRAFTS

01:25:05 Budget!!

=============================

Want more content?

=============================

🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================

*Connect with me!*

=============================

TikTok: https://www.tiktok.com/@calebhammercomposer

X: https://x.com/sircalebhammer

IG: https://www.instagram.com/calebhammercomposer/

Facebook: https://www.facebook.com/calebhammercomposer/

=============================

*Want to be a guest on Financial Audit?*

=============================

👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: [email protected]

Learn more about your ad choices. Visit megaphone.fm/adchoices

...more

View all episodes

By Caleb Hammer

4.4

751751 ratings

May 15, 2026

Financial Audit's Biggest Karen

1 hour 36 minutes

*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don't be dumb, deal won't last long: https://go.dollarwise.com/sun

*WE GOTTA TALK ABOUT THIS IRS DEBT* - This is absolutly insane, and she refuses to take ANY accountablility... this IRS debt is insane, watch the post show here: ➡️ https://bit.ly/chpostshow

=============================

👉 Checking & Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS

=============================

*Sponsors for This Video*

=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================

*Education*

=============================

👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb

⚡️Learn how to budget: https://bit.ly/4sspyGh

⚡️Learn how to invest: https://bit.ly/41mr8OP

⚡️Pay off your debt: https://bit.ly/41mr8OP

=============================

*Check Out My Resources*

=============================

👉 Checking & Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc

👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer

👉 See if refinancing your high-interest debt saves money. Checking is free. → https://bit.ly/4vLOStU

👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb

👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt

👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb

👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/

👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================

*Chapters*

=============================

00:00 Intro

01:38 Job & Income

03:00 Shes Dumb AND Toxic

05:15 Karen 101

07:27 BANKRUPTCY??

09:30 Bro Actually Needs To Run

13:00 The Outfit Was A CHOICE

20:50 Hopefully He Watches This Video Tbh

25:00 $9000 TO THE IRS???

28:30 Calling The Husband

40:40 Why Even Be On The Show???

46:30 Shoutout Dave Ramsey

49:30 Shes Beyond Privileged

54:20 Chat, Would You Be In A Relationship With Her?

59:00 Amazon Spending

01:01:24 Calling Her Ret*rded? Not Surprised.

01:07:00 Imagine Owing For Tires Of A Car You Don't Have Anymore lol

01:09:10 She Got Fired FOR WHAT

01:12:50 The Chairs Don't Even Look Cute...

01:17:20 Bullsh*t Bullsh*t Bullsh*t AND OVERDRAFTS

01:25:05 Budget!!

=============================

Want more content?

=============================

🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================

*Connect with me!*

=============================

TikTok: https://www.tiktok.com/@calebhammercomposer

X: https://x.com/sircalebhammer

IG: https://www.instagram.com/calebhammercomposer/

Facebook: https://www.facebook.com/calebhammercomposer/

=============================

*Want to be a guest on Financial Audit?*

=============================

👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: [email protected]

Learn more about your ad choices. Visit megaphone.fm/adchoices

...more