This week I chat with Matt from the Aussie Firebug blog and podcast. We talk about financial independence, travel, lifestyle planning, and retirement.

Check out Matt's blog here: 

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Should I be putting my savings in an offset account, or paying it straight off the loan and accessing via a redraw if I need it? This is a question I get asked pretty regularly, so perhaps it's on your mind too.

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Today I chat with Sydney based mortgage broker and former financial planner Chris Bates about all things property and how we can maximise our wealth through investing in property.

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Wealthful

This week's episode arises from a question I received from Daniel around uneven super balances between him and his spouse. Now I don't know Daniel's full situation and a podcast isn't the place to provide detailed strategy recommendations, however, his question is an issue that many people face where one member of a couple has significantly more super than the other, so this week I thought we'd explore strategies you could use if this is a problem you face.

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This week I chat with Money Coach Hannah Richards about what Money Coaches do and how they help people in achieving their money goals.

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More Australians than ever have become investors as the combination of anemic interest rates on bank savings, and reduced spending during COVID-induced lockdowns have presented an unprecedented opportunity. But as we've seen in the past couple of months, investment markets don't always go up, prompting some new investors to question their approach.

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How do we juggle the desire to save for the future, with the need to live life to the fullest today?

Is 6 months of backpacking around Europe in your 20's more valuable than being able to buy a beach house in your 50s? Is pushing hard on the mortgage today the wisest course, or would you be better off easing up a bit and spending a little more on the family holidays?

This is the question we'll be tackling in today's episode of the Financial Autonomy Podcast

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This podcast is about gaining choice. Our guest today is a podcasting friend of mine who has gained choice through changing her career trajectory to get into an area of personal interest. Normally it's Nic doing the interviewing, so today we'll see how she goes in the role of podcast guest.

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There is always a degree of volatility on investment markets. But there are times when world events raise the level of worry and uncertainty, causing markets to seesaw, sometimes violently, from one day to the next.

As investors, this sort of activity doesn't put us in our happy place. A slow and steady upward climb is what we'd all like to see.

This week let's take a look at some investing fundamentals and how they apply during periods of heightened volatility. I'm hoping they help dial back any anxiety you are currently feeling about your investments.

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Nearly every client I work with who has children give some thought to how they might help them out in adulthood. For those with young or teenage children, the thoughts are often around assisting them into the property market via a lump sum gift to bolster their potential deposit. For clients whose children are beyond this milestone, considerations around early inheritances commonly crop up. Where parents perhaps in their 70s or beyond can see that they comfortably have their retirement needs met, they are often thinking about distributing some of their wealth amongst their family today rather than leaving it all for when they're gone. But dealing with this intergenerational wealth transfer comes with some potential problems for both the giver and the recipient. In this episode, I'm going to share with you a few of those challenges that I've seen. Perhaps these examples will help you in navigating this potentially tricky area.

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